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Welcome! It's now time to introduce you to our next thrilling blog series, Dock to Dine: Adult Fun on the Water at Lake of the Ozarks! If you're seeking an unforgettable waterfront adventure in Missouri, we have just the places for you. This edition explores three exceptional establishments: Backwater Jack's, Coconuts Caribbean Beach Bar and Grill, and Shady Gators. These fantastic destinations combine stunning lake views, delectable cuisine, refreshing drinks, and lively entertainment to create the ultimate adult playground. Get ready to immerse yourself in the vibrant atmosphere of Lake of the Ozarks and discover the best spots for an unforgettable day on the water. <h1> </h1><h3>Backwater Jack's: A Fusion of Flavors and Fun</h3>Located on the shores of the picturesque Lake of the Ozarks, Backwater Jack's sets the stage for a unique dining experience. Indulge in an eclectic blend of South Florida and Caribbean flavors infused with beloved Midwest favorites. From fresh seafood to mouthwatering burgers and steaks, Backwater Jack's tantalizes your taste buds with its coastal cuisine and Midwestern flair. Dive into their daily specials while enjoying live music, and don't forget to take a refreshing dip in the pool or sip a drink at the swim-up bar. Backwater Jack's promises an unforgettable day of relaxation, entertainment, and delectable food. <h3>Coconut's Caribbean Beach Bar &amp; Grill: A Tropical Oasis</h3>Escape to a Caribbean paradise right at the Lake of the Ozarks when you visit Coconuts Caribbean Beach Bar and Grill. Immerse yourself in the laid-back island atmosphere as you dig your toes into the sandy beach and savor the flavors of the tropics. Coconuts serve up mouthwatering Caribbean-inspired dishes and refreshing cocktails that transport you to a sun-soaked paradise. With live music, beach volleyball, and water activities, Coconuts offers the perfect blend of relaxation and entertainment. So, grab a drink, kick back, and enjoy the beach vibes at this unforgettable waterfront gem. <h3>Shady Gators: Where Fun Meets High-Energy Entertainment</h3>For a truly electric experience on the water, look no further than Shady Gators. Known as a premier entertainment complex at Lake of the Ozarks, Shady Gators delivers an exhilarating blend of food, drinks, and high-energy entertainment. Indulge in a diverse menu of American favorites while enjoying live music and DJs that keep the party going all day and night. With multiple bars, a waterfront stage, and an expansive outdoor area, Shady Gators is the ultimate destination for those seeking non-stop fun, unforgettable memories, and an electric atmosphere. In conclusion, Lake of the Ozarks boasts some of the best spots for adult fun on the water, and in this blog series, we've highlighted three exceptional establishments: Backwater Jack's, Coconuts Caribbean Beach Bar and Grill, and Shady Gators. Whether you're looking for a fusion of flavors, a tropical oasis, or high-energy entertainment, these waterfront gems offer the perfect blend of relaxation, entertainment, and culinary delights. So, grab your friends, embark on a thrilling adventure, and get ready to experience the best of adult fun on the water at Lake of the Ozarks. Your unforgettable journey awaits!

Adult Fun at Lake of the Ozarks, Missouri

Dock to Dine: Adult fun on the Water at Lake of the Ozarks

Searching for a one-of-a-kind dining experience that combines delicious cuisine with breathtaking waterfront views, look no further than Tap and Grill Lakeside Brew Haus. This upscale restaurant in Gravois Mills, Missouri is renowned for its expertly prepared contemporary American cuisine, extensive drink menu, and of course, its stunning location right on the water's edge of Lake of the Ozarks. History &amp; AtmospherePrepare yourself for an exhilarating journey through the vibrant history of Tap and Grill Lakeside Brew Haus, the unrivaled pioneer of the Lake of the Ozarks, Missouri. Cast your mind back to the year 2015, a time of boundless possibilities and uncharted territories. In this picturesque oasis, a daring group of visionaries embarked on a quest to create something truly groundbreaking – the lake's first and only waterfront microbrew pub.With unwavering determination and a burning passion for craft beer, the founders set out to craft an experience unlike any other. The moment the first keg was tapped, the spirit of Tap and Grill Lakeside Brew Haus soared to new heights. Nestled against the glistening waters of the lake, the pub became a beacon of excitement, drawing in locals and visitors from far and wide. The atmosphere crackled with energy as laughter echoed across the patio, mingling with the rhythmic clinking of glasses and the symphony of flavors that danced. As the years unfolded, Tap and Grill Lakeside Brew Haus grew and evolved, continuously pushing the boundaries of what a microbrew pub could be. What sets Tap and Grill Lake Side Brew Haus apart, however, is its unique waterfront location. Guests can dine on the outdoor patio which offers stunning views of Lake of the Ozarks. There's nothing quite like savoring a delicious meal while watching boats glide by or admiring the shimmering water at sunset. The indoor dining area is also stylishly decorated, with warm lighting and comfortable seating that sets the perfect ambiance for a night of fine dining. In addition to the exceptional cuisine and stunning waterfront location, Tap and Grill Lakeside Brew Haus also offers live entertainment on select nights. Guests can enjoy live music and other forms of entertainment, adding an extra layer of fun and excitement to their dining experience. Food &amp; Standout DishesTap and Grill Lakeside Brew Haus is the perfect destination for those looking for an unforgettable fine dining experience. The restaurant's menu is bursting with a wide range of dishes that cater to every taste and preference.&nbsp;Prepare your taste buds for a flavor-filled adventure at Tap and Grill Lakeside Brew Haus, where the culinary delights are as exciting as the breathtaking surroundings. The menu boasts an array of standout dishes that will leave you craving for more. Imagine starting your journey with the Seared Ahi Tuna—a tantalizing symphony of flavors—where lightly seared yellowfin tuna takes center stage, accompanied by a delightful medley of soy, ginger, and a zesty wasabi aioli. It's a starter that awakens the senses and sets the tone for the feast to come. For a refreshing and satisfying option, the Blackened Mahi Salad reigns supreme. Picture a bed of crisp mixed greens, adorned with succulent blackened mahi-mahi, dried cranberries that add a touch of sweetness, tangy goat cheese that adds a creamy richness, and a generous scattering of candied pecans that provide a delightful crunch. Tossed in an apple cider vinaigrette, this salad is a symphony of textures and flavors that will leave you wanting every last bite.And let's not forget the crown jewel of their menu—the Tap &amp; Grill Burger. Prepare yourself for a half-pound of hand-pattied prime beef, perfectly grilled to juicy perfection. This burger is a true masterpiece, allowing you to customize your experience with your choice of American, pepper jack, or provolone cheese. Each bite is a revelation, a harmonious blend of succulent meat, melted cheese, and a medley of toppings that come together to create a flavor explosion that will have you craving it long after your visit. At Tap and Grill Lakeside Brew Haus, the food is an adventure in itself. From the mouthwatering Seared Ahi Tuna to the refreshing Blackened Mahi Salad and the iconic Tap &amp; Grill Burger, every dish is crafted with passion and precision. So, embark on a culinary escapade, where each bite is a delightful surprise, and let your taste buds revel in the excitement that awaits you at this extraordinary lakeside gem. The restaurant's drink menu is just as impressive as its food menu, offering an extensive list of wines, cocktails, and local beers to pair with your meal. The staff at Tap and Grill Lake Side Brew Haus is knowledgeable and always happy to help you select the perfect drink pairing for your meal. In conclusion, Tap and Grill Lakeside Brew Haus is a must-visit restaurant for anyone seeking a unique and unforgettable dining experience. From its delicious cuisine to its stunning waterfront location and lively entertainment, it's a perfect choice for any occasion. So, make your reservation today and prepare to be amazed!

Dock to Dine: Tap and Grill Lakeside Brew Haus

If you're looking for a truly unforgettable fine dining experience with water access in Osage Beach, Missouri, look no further than 1932 Reserve. This stunning restaurant offers exceptional cuisine, impeccable service, and breathtaking views of the Lake of the Ozarks. <h3>History &amp; Atmosphere</h3>Built-in 1932, the Reserve restaurant building in Osage Beach, Missouri, has a rich and storied history that is as fascinating as it is varied. Originally constructed as a high-end hotel, the building quickly became a popular destination for wealthy travelers seeking rest and relaxation in the heart of the Midwest. Today, the Reserve restaurant pays homage to the building's illustrious past by blending vintage charm with modern sophistication. From the ornate chandeliers to the original hardwood floors, every detail is a testament to the building's enduring legacy. the 1932 Reserve restaurant stands as a testament to the area's vibrant past, offering guests a glimpse into the rich history that has shaped this beloved landmark. Whether you're savoring a delicious meal or simply taking in the stunning lakefront views, the Reserve is a destination that offers something for everyone. So come and experience the magic of this historic building for yourself - you won't be disappointed! <h3>Food &amp; Standout Dishes</h3>Get ready to have your taste buds transported to a whole new level of deliciousness. The Executive Chef has crafted a menu that is focused on contemporary American cuisine with global influences, featuring the freshest and highest quality ingredients available.&nbsp; Start your meal with a perfectly seared Ahi Tuna paired with crispy quinoa, refreshing cucumber, zesty cilantro, and a kick of heat from the jalapeno. The dish is then elevated even further with a drizzle of tangy lemon and a dollop of rich and creamy curry sauce. And just when you thought it couldn't get any better, you'll be blown away by the crispiness of the pita, adding a delightful crunch to every bite. This dish is a true masterpiece, combining exotic flavors and textures in a way that will leave you wanting more. Then for the main course, imagine sinking your teeth into a juicy, tender 18 oz cowboy ribeye that has been perfectly seasoned and cooked to your liking. As you cut into the meat, the aroma of the spices and flavors will waft up and hit your nose, sending your senses into overdrive.&nbsp;And that's just the beginning! The butter-braised baby Yukon potatoes will melt in your mouth, providing a perfect complement to the rich and savory steak. The roasted carrot and Brussels sprouts add a pop of color and flavor, with just the right amount of charred goodness to balance out the dish.&nbsp;But wait, there's more! The braised pearl onions add a subtle sweetness that pairs perfectly with the spicy harissa, which will add a kick of heat and depth to every bite. This dish is truly a culinary masterpiece, crafted with care and precision to ensure that every element is perfectly balanced. The restaurant offers an extensive wine list, as well as a selection of hand-crafted cocktails and local beers, to perfectly complement your meal. The attentive and knowledgeable staff is always on hand to help you choose the perfect pairing for your palate.&nbsp;Whether you arrive by boat or by car, 1932 Reserve is the perfect place to enjoy fine dining with a beautiful water view. The elegant decor, exceptional cuisine, and impeccable service make it a must-visit destination for anyone seeking a truly memorable dining experience.

Dock to Dine: 1932 Reserve

Nestled among the serene waters of Lake of the Ozarks lies a hidden gem that has captivated the hearts of visitors since the late 2000s with many transitions over the years, evolving into the ultimate getaway spot for travelers seeking fun, relaxation, and adventure. This desired spot that is first on our list is Camden on The Lake, a luxurious resort located all the way down Horseshoe Bend in Lake Ozark, Missouri. While it offers a range of amenities, including a marina, spa, and outdoor pool, it is also home to some of the finest dining experiences in the area. In this blog, we'll explore the exquisite dining options available, the history, and the standout dishes at Camden on The Lake.<h1> </h1><h3>History</h3>Back in 2008, this ambitious resort and entertainment complex burst onto the scene, promising a one-of-a-kind experience for all who visited. However, the original developer, who poured blood, sweat, and tears into the project, saw their dreams crumble under the crushing weight of the recession. But all was not lost. Enter Lodging One Hospitality LLC, a savvy partnership hailing from Leawood. They recognized the potential of the property and brought new life into it. And boy, did they deliver! With a stroke of genius, they transformed the complex into a luxurious condominium/hotel-style resort, offering units for individual ownership and renting them out as plush hotel rooms for lucky overnight guests. It's safe to say that the once-struggling property is now a shining beacon of opulence and comfort, thanks to the vision and expertise of Lodging One Hospitality LLC.<h1> </h1><h3>Dining Options</h3><h4>H. Toad’s Bar &amp; Grill</h4>The first restaurant at Camden on the Lake is H. Toad's Bar &amp; Grill, which is a casual dining spot located on the resort's waterfront. This restaurant offers a relaxed atmosphere and live music, making it the perfect spot to unwind after a day of exploring the lake. From its humble beginnings, H Toads has since grown into a thriving nightlife destination, attracting locals and tourists alike with its mouth-watering cuisine, signature cocktails, and live music performances that keep the party going well into the night.&nbsp;H. Toad's is open for breakfast, lunch, and dinner, and the menu features classic American fare with a twist. Some of the standout dishes include the loaded mac and cheese, the BBQ pork nachos, and the blackened chicken alfredo. Don't forget to try one of their signature cocktails or craft beers while you're there! <h4>Toad Island</h4>Second is Toad Island at Camden on the Lake. The Caribbean-influenced restaurant is a delightful spot for those looking to indulge in Caribbean cuisine. The restaurant is located on the lakefront, providing a stunning view of the water while dining. The menu offers a range of delicious options, including Jamaican jerk chicken, grilled mahi-mahi, and coconut shrimp. Toad Island is known for its relaxed and friendly atmosphere, making it the perfect spot for a casual lunch or dinner with friends and family. Whether you're a fan of spicy or sweet dishes, Toad Island has something to satisfy your taste buds. So head on over to this little slice of the Caribbean in Missouri and enjoy a delicious meal with a beautiful view. <h4>Poolside Bar &amp; Grill</h4>Finally, if you're in the mood for a quick bite, head to Camden on The Lake's poolside bar and grill. This casual spot offers classic poolside fares like burgers, hot dogs, and nachos, as well as a selection of cocktails and beers. It's the perfect spot to grab a bite while soaking up the sun by the pool. In conclusion, Camden on The Lake offers a range of dining options that are sure to satisfy any craving. From casual poolside bites to upscale seafood and steak, there's something for everyone at this luxurious resort. So, whether you're a guest at the resort or just passing through Lake Ozark, be sure to stop by and indulge in some of the best dining in the area!

Dock to Dine: Camden on the Lake

Unfortunately, it's that time of year! Winter weather can strike at any time, even when it's 60 degrees the day before! While there is no need to panic about this week's upcoming storm, it is a great reminder to stay prepared year-round for emergencies if it ever has to come to one. Keep reading to hear our winter weather preparation to keep you safe and warm. <h2>Download a reliable radar app. </h2>Being aware of how the weather is predicted to change is an essential step in staying prepared. Most phones' generic weather apps don't cut it when it comes to the details of exact times and precipitation levels. We recommend the KY3 Weather App. Download it<a href="https://apps.apple.com/us/app/ky3-weather/id467154094" rel="noopener noreferrer" target="_blank"> here.</a><h2>Download the MODOT app.</h2>This app is a great tool for checking road conditions and their clearance levels in case you do have to go out during or after the storm. Download it <a href="https://apps.apple.com/us/app/modot-traveler-information/id568051012" rel="noopener noreferrer" target="_blank">here.</a><h2>Fully charge your phone.</h2>Make sure your phone has plenty of charge in case the power goes out and you need to make an emergency call. Powerbanks are also a great investment for times when electricity is unavailable. Make sure you charge these power banks beforehand as well!<h2>Fill up your tank.</h2>It's always a good idea to make sure you have enough gas to get around, especially during the cold winter months. Keep at least half a tank of gas in your car at all times in case you are to break down or need to make an emergency trip without being able to stop.<h2>Stock your first aid kit.</h2>While this is something that you should have stocked and ready at all times of the year, it is most important to have it full when you may be stuck in the house for a period of time.<h2>Stock your prescriptions.</h2>Make sure you have at least a week's worth of your needed prescriptions going into the storm. <h2>Keep your faucet dripping.</h2>To avoid having your pipes freeze, leave your faucet on a cold water drip.<h2>Examine your yard.</h2>If you see any weak limbs that could be likely to fall on your home or roof, make sure to trim them.<h2>Invest in a generator.</h2>If your power goes out and you don't have a fireplace, you may need a generator and electric heater to keep your home warm. We hope you've found these tips helpful and informative! Stay safe and warm!

Staying Prepared: Winter Weather

December 17, 2021It's the week before Christmas and holiday events are in full swing at the Lake of the Ozarks. Whether you're a life-long lake area resident or are new to the area, you know that local events and small businesses are the backbone of our community.&nbsp;<h4>Free Photos With Santa</h4>Saturday, December 18, 202111AM-2PMFort 54 Paintball651 Hiland Cir. Osage Beach, MO 65065Grab the family including your pets and join us at the Fort 54 Event Park for a day of Christmas fun! FREE pictures with Santa, ping pong, corn hole, putt-putt, and a special opportunity to shoot the Grinch! Stay warm with our many fire pits, a bowl of chili, apple cider, or a cup of hot cocoa! We look forward to sharing the holiday cheer with you and yours!&nbsp; <img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/Untitled%20design%20(1).png/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280"><h4>Christmas Comedy Showcase</h4>Saturday, December 18, 20217-9PMGreat Stone Coffee1375 State Hwy KK Osage Beach, MO 65065Come out for a cup of delicious coffee and a laugh at Great Stone Coffee! Great Stone is hosting a Christmas comedy night presented by Ramshackle Entertainment. Tickets are available&nbsp;<a href="https://www.eventbrite.com/e/copy-of-caffeine-comics-comedy-showcase-tickets-217112267637" rel="noopener noreferrer" target="_blank">here</a>. <img src="https://img1.wsimg.com/isteam/stock/BNdG7n8/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280"><h4>Christmas Lights</h4>Now - Jan 2, 20225:00 pm - 9:00 pm (10:00 pm weekends)Laurie Fairgrounds1 Fairground Rd. Laurie, MO 65037One of the biggest local light displays is the Enchanted Village of Lights at the Laurie Fairgrounds. The lights will be on display until the end of the year. Check them out before the end of the season! <img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/enchanted%20village.jpeg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280"><h4>Christmas Eve Candlelight Service</h4>Friday, December 245:30 and 7:00PMThe Church at Osage Hills5237 Osage Beach Pkwy Osage Beach, MO 65065Celebrate the true meaning of Christmas at The Church at Osage Hills. Two candlelight services will be held on Christmas eve at 5:30 and 7PM. This can be joined in person or virtually! <img src="https://img1.wsimg.com/isteam/stock/YBkPWG/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280"><h4> </h4><h4>Christmas Village and Ice Skating</h4>Now-December 19The Ice at Old Kinderhook678 Old Kinderhook Dr. Camdenton, MO 65020Make plans to spend time with family and friends this holiday season as we kick off the holidays on The Ice at Old Kinderhook with family-friendly events and; beautiful Christmas music. Create some great memories with your family and friends that will last a lifetime.This event is open to the public. Come join the fun!Please note, for all non-hotel guests, it is $5.00 per child to participate in the Christmas Village ActivitiesFood, beverage, ice skating, and skate rental fees apply. Rooms available in The Lodge at Old Kinderhook.573-317-4314 to speak directly to Front Desk Representative. <img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/kinderhook.jpg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280"><h4>Christmas Feast</h4>Dec 24, 20214:00-9:00PMHK's Restaurant &amp; Bar @ The Lodge of the Four Seasons315 Four Seasons Dr Lake Ozark, MO 65049If you aren't looking forward to cooking on Christmas Eve, head on over to The Lodge of Four Seasons for a delicious dinner that will make this year memorable! <img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/feast.png/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280"> <img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/THIS%20BLOG%20POST%20WAS%20BROUGHT%20TO%20YOU%20BY.png/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">

Christmas at the Lake-Top Things to do during the Holiday Season

November 17, 2021 If you are tired of the same Thanksgiving meal every year and are looking to spice things up, check out these 7 non-traditional Thanksgiving side dishes and desserts that are different yet familiar enough for the picky eaters in your family to enjoy. Traditional Thanksgiving Dinner with a twist! <h4>1. Corn: Corn Casserole</h4>While some might count this as a traditional dish, I have been surprised many times by how many people didn't know about my favorite dish! After trying it, they swore they'd never forget it. In the south, it's called corn pudding, but here in the Midwest, we like to call it corn casserole since it's more solid than a pudding, yet still soft and mushy. Imagine a sweet, custardy-cornbread that melts in your mouth- I promise this one won't disappoint! It's also SUPER easy to make with only five ingredients. (Don't skimp out on the Jiffy! It adds the right amount of sweetness!)<ul><li>Butter</li><li>Creamed corn</li><li>Whole canned corn</li><li>Sour cream</li><li>Jiffy Cornbread Mix</li></ul> <a href="https://thefoodcharlatan.com/creamed-corn-casserole/" rel="noopener noreferrer" target="_blank"><img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/corn%20casserole.jpeg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">Click the picture for the recipe!</a><h4>2. Stuffing: Shrimp and Grits Dressing</h4>Shrimp + Parmesan = ? Seafood is MY FAVORITE. I've never had it on Thanksgiving, so why not try it out this year? This recipe looks absolutely delicious and sounds amazing! Here are the ingredients:<ul><li>1 pound peeled, medium-size raw shrimp</li><li>3 cups chicken broth</li><li>1/2 tsp. salt</li><li>1/4 tsp. ground red pepper</li><li>1 cup uncooked regular grits</li><li>1/2 cup butter</li><li>3 large eggs, lightly beaten</li><li>1 red bell pepper, diced</li><li>1 cup fine, dry breadcrumbs</li><li>1 cup chopped green onions</li><li>1/2 cup grated Parmesan cheese</li></ul> <a href="http://www.wellseasonedlife.net/2011/11/shrimp-and-grits-dressing-my-new.html?m=1" rel="noopener noreferrer" target="_blank"><img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/IMG_9647.jpeg/:/rs=w:1280">Click the picture for the recipe!</a><h4>3. Pecan Pie: Pecan Pie Cinnamon Rolls</h4>Two delicious desserts made into one! Could be served as dessert or breakfast!Ingredients:<ul><li>1 cup brown sugar, packed</li><li>1/2 cup unsalted butter, softened</li><li>1/4 cup light corn syrup</li><li>2 cup pecan halves, roughly chopped</li></ul>Cinnamon Roll Dough:<ul><li>2 cups whole milk</li><li>1/2 cup butter, room temperature</li><li>6 1/2 cups all-purpose flour, divided</li><li>1/2 cup sugar</li><li>1 teaspoon salt</li><li>2 packets instant rapid rise yeast</li><li>2 large eggs</li></ul>Cinnamon Roll Filling:<ul><li>1 cup sugar</li><li>3 tablespoons ground cinnamon</li><li>1/2 cup butter, room temperature</li></ul> <a href="https://dinnerthendessert.com/caramel-pecan-cinnamon-rolls/" rel="noopener noreferrer" target="_blank"><img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/Caramel-Pecan-Cinnamon-Rolls-7.jpeg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">Click the picture for the recipe!</a><h4>4. Cranberries: Cranberry Baked Brie</h4>While cranberries are a staple item on Thanksgiving, Brie has become increasingly popular this year with Charcuterie boards as a recent trend. Infuse a new twist on your regular cranberry dish by replacing it with this one.<ul><li>8 oz round brie cheese</li><li>1/2 cup cranberry sauce</li><li>25 crackers (for dipping)</li><li>1 cup pecans</li></ul> <a href="https://www.joyousapron.com/cranberry-baked-brie/" rel="noopener noreferrer" target="_blank"><img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/Cranberry-Baked-Brie-Pic-6.jpeg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">Click the picture for the recipe!</a><h4>5. Carrots: Honey Garlic Butter Roasted Carrots</h4>While brown sugar carrots are always a great option, there's probably already a lot of brown sugar dishes at your Thanksgiving dinner. Try these honey garlic carrots for a change!Ingredients:<ul><li>Tri-color carrots</li><li>Honey</li><li>Butter</li><li>Minced Garlic</li><li>Fresh Parsley</li><li>Avocado Oil&nbsp;</li><li>Sea Salt/Pepper</li></ul> <a href="https://onebalancedlife.com/honey-garlic-butter-roasted-carrots/" rel="noopener noreferrer" target="_blank"><img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/Honey-Garlic-Butter-Carrots-687x1024.jpeg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">Click the picture for the recipe!</a><h4>6. Pumpkin Pie: Pumpkin Cheesecake Dip</h4>Pumpkin and cheesecake marry together so well with the sweetness of the pumpkin and the bitterness of the cream cheese. Check out this easy dip that will bring the flavors of both pumpkin and cheesecake without having to use the oven!Ingredients:<ul><li>Cream cheese</li><li>Pumpkin purée</li><li>Brown sugar</li><li>Vanilla pudding mix</li><li>Vanilla</li><li>Cinnamon</li><li>Ginger</li><li>Nutmeg</li><li>Cloves</li><li>Salt</li><li>Cool whip</li></ul> <a href="https://showmetheyummy.com/pumpkin-pie-dip-recipe/" rel="noopener noreferrer" target="_blank"><img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/Pumpkin-Pie-Dip-Show-Me-the-Yummy-3%402x.jpeg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">Click the picture for the recipe!</a><h4>7. Salad: Pomegranate Pear Balsalmic Salad</h4>With all of the carbs you'll probably be eating on Thanksgiving, try this fresh and colorful salad for a change. Incorporate the classic tastes of pomegranate, pecans, brie, and pears all into one delicious salad topped with a balsamic vinaigrette.&nbsp;Ingredients:Salad<ul><li>3 medium D'Anjou pears</li><li>Juice of ½ lemon</li><li>16 ounces salad greens</li><li>8 ounces Brie, thinly sliced</li><li>Seeds from 1 large pomegranate</li><li>1 ½ cups pecan halves, toasted</li></ul>Dressing<ul><li>? cup extra-virgin olive oil</li><li>¼ cup balsamic vinegar</li><li>1 tablespoon Dijon mustard</li><li>1 teaspoon honey</li><li>1 teaspoon lemon juice</li><li>1 clove garlic</li><li>¼ teaspoon salt</li><li>Freshly ground black pepper, to taste</li></ul> <a href="https://www.fivehearthome.com/thanksgiving-salad-pomegranate-pear-pecan-brie-balsamic-holiday-christmas/" rel="noopener noreferrer" target="_blank"><img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/Thanksgiving-Salad-Pomegranate-Pear-Pecan-Brie.jpg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">Click the picture for the recipe!</a>Trying any of these recipes this year for Thanksgiving?! Let us know how they turn out! <img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/THIS%20BLOG%20POST%20WAS%20BROUGHT%20TO%20YOU%20BY.png/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">

7 Traditional Thanksgiving Dishes to Swap Out

October 21, 2021<h4>Hyvee Hollow</h4> <img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/Jack-o-lantern%20Happy%20Halloween%20Instagram%20Post%20.png/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280"><a href="https://fb.me/e/LeSn6uUM" rel="noopener noreferrer" target="_blank">https://fb.me/e/LeSn6uUM</a>Sunday, October 24 3-6PMHyVee Osage Beach"It's that time of year again - the annual Hy-Vee Hollow! We'll have tons of stations set up outside with treats and activities! And we'll be fundraising for Dream Factory-Lake of the Ozarks and Official Wonderland Camp, so come in costume and trick-or-treat with us on Oct. 24 from 3-6pm!"<h4>Halloween on the Strip</h4> <img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/1-0002.png/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280"><a href="https://fb.me/e/1iAZ2q36x" rel="noopener noreferrer" target="_blank">https://fb.me/e/1iAZ2q36x</a>Saturday, October 30 2-4PMBagnell Dam Strip- 2:00 – 4:00 – Trick or Treating on the Bagnell Dam Strip. Businesses invited to pass out the treats at their establishment.- 2:00 – 4:00 – Decorated Pumpkins Contest display. Winners announced with costume contest.- 2:00 – 4:00 – Let The Games Begin. Seeking Volunteers to oversee Games of Skill and hand out treats for each game station. Easy-peasy fun work.- 2:00 – 4:00 - The Cookie Walk. A few people make this happen. Some hand out cookies, one in the middle conducts the game, another is on the microphone and on the music.- 4:00 – Costume Contest on Luby’s Stage.<h4>City of Linn Creek Annual Trunk or Treat &amp; Haunted House</h4> <img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/6.png/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">Saturday, October 30 6-8PM"The City of Linn Creek Annual Trunk or Treat and Haunted House!Trunks for Treating, a Haunted House, Free Face Painting by Greg Cheevers, DJ John with some Halloween tunes!Boats, Fire Trucks, Emergency Vehicles, and a Pony and free hot cocoa for the kiddos!This event is a fun, free, family-oriented event sponsored by the City of Linn Creek for the entire Lake Area."<a href="https://www.facebook.com/events/405068487622526/?ref=newsfeed" rel="noopener noreferrer" target="_blank">https://www.facebook.com/events/405068487622526/?ref=newsfeed</a><h4>First Baptist Church of Camdenton Trunk or Treat</h4> <img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/5.png/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280"><a href="https://fb.me/e/1DWBOxBWE" rel="noopener noreferrer" target="_blank">https://fb.me/e/1DWBOxBWE</a>"The BIGGEST &amp; BEST Trunk or Treat at the Lake is back and better than ever! We have hundreds of pounds of candy, fresh and hot apple cider, freshly grilled all beef- all meat hot dogs, popcorn, and MORE!If you're a local and want to help or if you're a business owner and want to set up a trunk please contact the church office so we can get the ball rolling!"Sunday, October 31 3-6PM186 S Business Rt 5Camdenton, MO 65020<h4>Lake Valley Golf Club Trunk or Treat</h4> <img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/2-0002.png/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280"><a href="https://l.facebook.com/l.php?u=https%3A%2F%2Ffb.me%2Fe%2FQVEhuDPT&amp;h=AT2nPoJuNSvjECkiTC1b2T0OpgvDftonevQCIp0Tw5rJrK8JqR0fi3dSL3gG31iYi-rmp3vjYvEmYKy0TiV-y2CS8YBMXQHD_Wt8emTvk6f0Jqj3JvF1yENCGh3iKwRWHkI97fHriA&amp;__tn__=-UK-R&amp;c[0]=AT31_BBhjW1BETKti01b2xNqkPyUF8ZxC2lcHfpRVUvKjnwDUwb5L9oYi6pyFcSMd8B8_qss8VnkPbAa0V-dG98WXjBowK1HqN2XeS6jsY7YKXBiCyXSqOlY1Ixth4u2AX4iRUQylGpbbReJDj3UuYRZ9vtoQ9CfNU8" rel="noopener noreferrer" target="_blank">https://fb.me/e/QVEhuDPT</a> "A safe space for family, friends and children to enjoy some trick or treating.We had a great turnout last year (300+kids) and expect even more this year.A walkthrough of booths providing candy and fun as well as many other activities will be present.If you’re interested in sponsoring the event, a booth or donating candy, we’d love to hear from you. Please message or call us at 573-346-7218"Saturday, October 30 3-6PM367 CC Blair Dr&nbsp;Camdenton, MO 65020<h4>Ninth Street Christian Church Trunk or Treat</h4> <img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/4.png/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280"><a href="https://fb.me/e/1VnFYxWdl" rel="noopener noreferrer" target="_blank">https://fb.me/e/1VnFYxWdl</a>"Ninth Street is hosting a “trunk or treat” on Sunday, October 31st from 4-6:00 PM. We will also have free food any games!"Sunday, October 31 4-6PMNinth Street Christian Church1009 McKinley Dr, Eldon, MO 65026 <img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/THIS%20BLOG%20POST%20WAS%20BROUGHT%20TO%20YOU%20BY.png/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">

Lake of the Ozarks Trick or Treat Guide 2021

October 1, 2021<h4>The Versailles Old Tyme Apple Festival 10/2-3</h4><img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/VersaillesAppleFestival_DowntownSquare_PhotoB.jpeg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">The 2021 Apple Festival will be celebrating the Missouri Bicentennial! Versailles has a lot of great history to celebrate! We're looking forward to seeing you October 2 &amp; 3! Saturday from 9am-5pm with the parade at 10 and Sunday 9am-4pm.The Versailles Area Chamber of Commerce is proud to host the 42nd Annual Olde Tyme Apple Festival in downtown Versailles. This award-winning festival is enjoyed by thousands of festival-goers from all over the state and beyond. Activities include a parade, many vendors selling wares, lots of food booths, a car show (at Versailles City Park), fiddle contest, apple pie and much more!&nbsp;<a href="https://versaillesapplefestival.com/" rel="noopener noreferrer" target="_blank">https://versaillesapplefestival.com/</a><h4>Jacob's Cave 10/2-3</h4><img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/jacobs%20cave.png/:/rs=w:1280">Missouri's largest swap meet featuring antiques, guns, fishing tackle, crafts, small animals, fowl, flea market ites, etc.Set up and camp or just come browse the acres of crafts, goods, livestock, and various products at Jacobs Cave on North Hwy 5 between Gravois Mills and Versailles from 10am-2pm.<a href="http://www.jacobscave.com/jacobscaveanimalswap.htm" rel="noopener noreferrer" target="_blank">http://www.jacobscave.com/jacobscaveanimalswap.htm</a><h4>Osage Beach Fall Fest 10/9</h4> Bring the family for the 2021 City of Osage Beach Fall Festival!Held at Osage Beach City Park, there will be vendors, a pie-eating contest, petting zoo, and food trucks from 10am-2pm.Live music and performers will also be entertaining throughout the day.&nbsp;<a href="https://www.osagebeach-mo.gov/1997/Fall-Festival" rel="noopener noreferrer" target="_blank">https://www.osagebeach-mo.gov/1997/Fall-Festival</a><h4>The Cave Pumpkin Patch- Saturdays and Sundays in October</h4><img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/cave%20pumpkin%20patch.jpeg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">The Cave Pumpkin Patch is officially open for its 2021 season. They are open Saturdays and Sundays in October. Alongside the pumpkin patch and cave, they have a large playground and jungle gym, sandboxes, ping pong, hayrides, shuffleboard, a tree fort, balance beam, pipe swing, connect four, mini-golf, choo-choo-train, and much more! When you're done at the patch, visit the historical Swinging Bridges that are just a 5 minute drive down the road!<a href="https://www.facebook.com/The-Cave-Pumpkin-Patch-529179543929476/" rel="noopener noreferrer" target="_blank">https://www.facebook.com/The-Cave-Pumpkin-Patch-529179543929476/</a><h4>Iberia Fall Fest 10/15-10/16</h4><img src="https://img1.wsimg.com/isteam/stock/6754/:/rs=w:1280">The Iberia Fall Fest is back again this year with an array of fun-filled fall activities. The fun starts Friday afternoon with the Little Mr. and Miss contest, Business Burger and Community Chili Contests, and the Freaky Friday 5k. Bring your favorite costume and join for a spooky walk/run. On Saturday, the day begins with a flag-raising at 9AM and a parade at 11. Booths, food, games, a car cruise-in, music, raffle, and a silent auction will then take place. In the afternoon, bring your most adventurous look for the Best 80's Hair, Best Beard, and Master Mullet Competitions. At 2pm the High School Coronation ceremony will wrap up the day. Watch their Facebook page for more updates!<a href="https://www.facebook.com/Iberia-Community-Betterment-593112004126544" rel="noopener noreferrer" target="_blank">https://www.facebook.com/Iberia-Community-Betterment-593112004126544</a> <h4>Stark Caverns Fall Fest 10/16</h4><img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/stark%20caverns.jpeg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">Stark Caverns' annual Fall Festival will be on October 16, 2021, from 10AM-5PM.Admission is free.We will offer discounted cave tours, a large selection of craft vendors, a beer tent, sluice mining, and much more!&nbsp;<a href="https://www.starkcaverns.com/" rel="noopener noreferrer" target="_blank">https://www.starkcaverns.com/</a><h4>Witches Be Crazy Ball 10/23</h4> <img src="https://img1.wsimg.com/isteam/stock/4993/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">Witches Be Crazy Ball !!Post Fall-Boutique Crawl PartyDoors open 7:00pm$15Drink ticket, snacks &amp; a witchy dance lessonAfter a day of shopping grab your broom and fly on over and join us for a ladies night of fun!! This is your excuse to dress as a witch!Prizes for best-dressed witch!<a href="https://larocaclub.com/events/home/2021-10-23" rel="noopener noreferrer" target="_blank">https://larocaclub.com/events/home/2021-10-23</a><h4>Lake of the Ozarks fall Boutique Crawl 10/23</h4> <a href="https://www.pinterest.com/pin/AcT2dkOAG0NI5Kvfg-scSFKV3UrDDzlai7ZO51o1X4EiN8AWhWBcwbw/" rel="noopener noreferrer" target="_blank"><img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/My%20formula%20for%20the%20ultimate%20fall%20look%20-%20Cella.jpeg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280"></a>An event featuring some of the best Lake area Boutiques!What is Lake of the Ozarks Boutique Crawl:It’s a collaboration between Boutique owners from Camdenton to Eldon working together to support each other! The Boutique Owners are planning an amazing shopping experience for all, with In-Store Promotions, Refreshments, Amazing Fashion, Accessories &amp; Home Decor.How it WORKS:Simply pick up a punch card &amp; map at the first Boutique you visit, get your card stamped at ALL 13 Participating Shops &amp; be entered to win a $500 Cash Prize.Grab your "Girl Gang" &amp; get ready to shop!!!!!Say YES to a GIRLS DAY Out.We will be posting lots of photos &amp; information so you can plan your day!<a href="https://www.facebook.com/events/360527029074405" rel="noopener noreferrer" target="_blank">https://www.facebook.com/events/360527029074405</a><h4>Hyvee Hollow Trick or Treat 10/24</h4> <img src="https://img1.wsimg.com/isteam/stock/5JDAwje/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">Wonderland Camp presents Hy-Vee Hollow Trick or Treating Maze from 3-6pm!Fun for all kids! Trick or Treating and a maze.$2 per child and proceeds go to the Dream Factory and Wonderland Camp.<a href="https://www.wonderlandcamp.org/" rel="noopener noreferrer" target="_blank">https://www.wonderlandcamp.org/</a><h4>Lake of the Ozarks Trick or Treating</h4> <img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/2-0001.png/:/rs=w:1280">

Lake of the Ozarks Fall Events Guide

August 20, 2021With Fall just around the corner, it is time to spruce up your space. We are going from light and airy interiors to warm and cozy areas. Read below to see some of the upcoming home design trends and how to make simple small changes to transform your space from cool to cozy.<h4>Textured Fabrics</h4>With cooler weather comes the greater need for comfort, that's why cable-knit sweaters are such a universal staple in fashion and textured blankets are always great to have around the house during cooler months.&nbsp;While thick textured fabrics can be worn, they also can be displayed around your home to indicate warmth.&nbsp; <a href="https://www.pinterest.com/pin/650488739925168476/" rel="noopener noreferrer" target="_blank"><img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/Quick%20%26%20Simple%20Fall%20Decor%20Tips.jpeg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280"></a> <a href="https://www.pinterest.com/pin/787285578615453241/" rel="noopener noreferrer" target="_blank"><img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/Puude%20Home%20Design%20Burnt%20Orange%20Luxury%20Velvet%20.jpeg/:/rs=w:1280"></a><h4>Contrasting Colors</h4>Although different tones of orange have been popular over the years in fall decor, try spicing things up by adding a contrasting earth-toned blue. This creates depth and adds variance. The best part about redecorating your table for fall is that there are many different replaceable elements. The vase, runner, silverware, napkins, plates, and centerpiece can all be interchanged.<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/Blue%20%2B%20Earth-Toned%20Fall%20Tablescape%20-%20The%20Febru.png/:/rs=w:1280"><h4>Keep it Neutral</h4>If you're afraid of color, or just enjoy simplicity, keeping the tones of your space neutral can still create a cozy Autumn escape. Whites and tans create an elegant, clean area that doesn't stop short of festive. The best thing about staying neutral with fall decor is that if your home already has neutral colors, a few small items can be added to change the feel of the entire room, and it all matches. <a href="https://www.pinterest.com/pin/90072061287033135/" rel="noopener noreferrer" target="_blank"><img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/Fall%20Home%20Tour%20_%20Uniquely%20Taylor%20Made.jpeg/:/rs=w:1280"></a> <h4>Pumpkins</h4>The biggest staple of them all is, of course, pumpkins. Although repetitive, pumpkins can be displayed in many different ways, keeping them far from boring. Painting pumpkins not only can be a ton of fun but also has unlimited possibilities for design. Pumpkins can be painted to any pattern or color to fit your existing design theme perfectly.&nbsp;Fabric pumpkins are also a great way to change the ever-lasting pumpkin fall decor trend. They don't spoil and add color and texture. <a href="https://www.pinterest.com/pin/163185186487349050/" rel="noopener noreferrer" target="_blank"><img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/DIY%20Mud%20Cloth%20Pumpkins%20%2B%20Fall%20Tabelscape%20-%20Ho.jpeg/:/rs=w:1280"></a> <a href="https://www.pinterest.com/pin/331507222579603857/" rel="noopener noreferrer" target="_blank"><img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/Plush%20Pumpkin%20Autumn%20Trio.jpeg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280"></a> <h4>Glass Jars and Candles</h4>Try adding jars of different heights and widths to a mantle or table. This creates an antique look but can be modernized by adding pampas grass, pumpkins, and candles. <img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/Fall%20decor%20%26%20vintage%20bottles%20_%20LeCultivateur.jpeg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280"> <h4>Fall Florals</h4>While plain pampas grass was all the rage this spring and summer, it can be altered to better fit the upcoming season. Try adding orange, peach, or white flowers to the mix to create variation.<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/Beige%20Blush%20Artificial%20Pampas%20Grass%20-%2033_.jpeg/:/rs=w:1280">

 2021 Fall Home Design Trends

August 13, 2021<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/Build%20vs%20buy.png/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">To build or to buy? You might be asking yourself this question when shopping for a place to live. There are several factors that go into deciding which choice is best. In 2021, these factors have changed drastically from those in years past, which makes the decision that much more difficult. Let's break down the pros and cons of building or buying a home in the current 2021 market.<h4>BUILDING&nbsp;</h4><img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/1%20copy.png/:/rs=w:1280">Additional costs can be involved when it comes to building that are not necessarily associated with buying. For starters, anywhere from 30-60% of building costs come from labor and design services. Let's break down each pro and con to see if building a home is the right choice for you.PROS:Full customization:&nbsp;The greatest advantage to building is being able to create the dream home you've always wanted, exactly to your liking. You don't have to settle for certain features or traits that a home does or doesn't have when building. The possibilities are endless.Location of choice:&nbsp;When building, you can choose exactly where you want your home to reside. Beyond this, you can choose exactly which way your home faces, how much yard space there will be, and how much vegetation will surround it.CONS:Time:&nbsp;Building can take months, or in some cases more than a year. Housing during the construction process has to be considered as well, and this may create extra costs if you are needing to rent or are having to pay two mortgages while you are waiting to move into the new construction.Inflation:&nbsp;Lumber and materials are inflated around&nbsp;<a href="https://nebldgsupply.com/strong-demand-and-tight-supply-have-caused-lumber-prices-to-soar/" rel="noopener noreferrer" target="_blank">130%</a>&nbsp;in 2021 compared to 2020.&nbsp;Customization Costs:&nbsp;With the freedom of adding unique features adds extra costs.&nbsp;<h4>BUYING</h4><img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/2%20copy.png/:/rs=w:1280">Buying a home provides endless opportunities when it comes to different designs and locations, and you don't have to lift a finger. When buying a home, all of the work is already done so you don't have to worry about working up a functional home plan. Homes on the market already have unique character and charm that you might not have been able to design yourself.PROS:&nbsp;Mortgage interest rates:&nbsp;are the lowest that they've been in years. This is saving homebuyers thousands of dollars over time.&nbsp;Time:&nbsp;The purchasing process is quick and easy compared to the construction process. You can be in your new home in less than a month with quick closing times.No Visualization Required:&nbsp;If you aren't very creative or don't know exactly what you want in a home, you can shop until you find exactly what matches your style. There are plenty of homes on the market with different aspects that make each one of them unique in their own way.Turn-Key:&nbsp;Most homes on the market currently are "turn-key", which means that they are move-in ready with no waiting time on construction.CONS:Set Location:&nbsp;If you fall in love with a house but don't like the location, there's not much you can do. When shopping for a home, you have to find one where both the location and home are ideal to your tastes.Inflation:&nbsp;Existing homes are selling for&nbsp;<a href="https://www.thecentersquare.com/missouri/prices-soar-as-buyers-battle-for-missouri-residential-real-estate/article_4bab43da-ad14-11eb-8c49-2b8ccb9f522c.html" rel="noopener noreferrer" target="_blank">19.5%&nbsp;</a>more today in Missouri than in 2020 and 27.4% compared to 2019.Modification Costs:&nbsp;If there are certain features lacking in a prospective home, there can be additional costs in order to modify the existing structure, however, this is not necessary.&nbsp;<h4>THE RIGHT CHOICE</h4>Build VS. Buy? The correct answer is different for everyone. Unfortunately, both existing homes and lumber are inflated, but building materials are significantly more expensive. For some, the pros of building outweigh the cons. Customization and complete design freedom outweigh the added costs. For others, buying a move-in ready home seems to be better than having to wait up to a year for a new construction. The choice is ultimately up to you. With these factors considered, does building sound like the better choice for you, or does buying? Either way, there are TONS of great ready-to-build lots and turn-key home options on the market!

PROS AND CONS: Build VS. Buy

July 30, 2021Move out of the way 50 shades of Gray! Beige is IN!! One trend that has stuck out this year: neutrals. They're timeless and simple. Yet, we're swapping out crisp cool tones for warm beiges and browns. View below to see some different ways to spice up your space. MINIMALISTICWho ever said being trendy with your space had to be costly or a hassle? Minimalism is IN and we are here for it! A light-colored warm wall with a few plants and plain white bedding will do the trick!<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/COCO%20LAPINE%20DESIGN.jpeg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280"> GOLDEN DETAILSWe are in LOVE with this Anthropologie mirror. Try adding different golden elements to your room to add some class! <img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/Anthropologie%20Gleaming%20Primrose%20Mirror%20Review.jpeg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280"> PAMPAS GRASSLike a wildfire, pampas grass has shown up in designs everywhere! Luckily for some of us here at LOZ, they are right in our front yard! Pick it when it's light and fluffy like in the picture below, hairspray it to preserve, and viola! Pampas Grass! <img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/Pampas%20grass%20decor%20ideas%20for%20indoor%20and%20outdo.jpeg/:/rs=w:1280">RICH WOODSThis medium shade door with tall windows and black hardware has us ooohing and ahhhhing. This shade of wood goes perfectly with neutral walls. <img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/Graphic%20Large%20Two-Tier%20Chandelier.jpeg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">DEEP NEUTRALSAdd some dimension by using lighter and deeper shades from the same color family. These terracotta pillows tie the whole area together.<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/Modern%20bohemian%20gallery%20wall%20line%20art%20prints%20.jpeg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">TWO-TONE ACCENT WALLMake a statement with a beige accent wall. Accent walls are perfect for jumping into the trend while just getting your feet wet. It is simple and easy, yet modern. A perfect way to add a statement piece in your home without being too bold.<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/Abstract%20Mandala%20Printable.jpeg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">

Nude Neutrals: Shades of Simplicity

July 22, 2021I know, I know, it's only July! But for most kiddos, Summer break is more than halfway over. Here are 10 nostalgic activities you can do here around the lake area with your little ones before they head back to school. 1. THE COUNTY FAIRFunnel cakes? Caramel apples? Corn dogs? Sign me up! Nothing sounds better than walking around with your friends or family while snacking endlessly on some oh-so-delicious fair food.&nbsp;Check out a list of current fairs going on this season&nbsp;<a href="https://www.mofairs.org/events/member-events/fairs/filters/iso=1" rel="noopener noreferrer" target="_blank">here</a>.<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/And%20the%20Winner%20is_.jpeg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">@tkj88 via Pinterest 2. LAZER TAGWho doesn't love a little bit of friendly competition?! Lazer Force in Osage Beach offers an exciting blacklight course with fog, flashing lights, and heart-pumping music for kids of all ages 5-85.Check them out&nbsp;<a href="http://lazerforce.com/mo/index.htm" rel="noopener noreferrer" target="_blank">here</a>!&nbsp;<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/The%20Multi-Level%20Outer%20Space%20Themed%20Laser%20Tag%20.jpeg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">@onlyinyourstate via Pinterest 3. MINI GOLFMini golf is my favorite sport! (and the only one I'm good at) There are plenty of great courses here in the Lake area with an array of different scenery and challenging holes. Plenty of adventurous opportunities lie ahead at the golf course!&nbsp;<a href="http://www.sugarcreekminigolf.com/" rel="noopener noreferrer" target="_blank">Sugar Creek</a>&nbsp;(Lake Ozark)<a href="https://www.piratescove.net/locations/missouri/osage-beach/" rel="noopener noreferrer" target="_blank">Pirate's Cove</a>&nbsp;(Osage Beach)<a href="http://puttnstuffgolf.com/" rel="noopener noreferrer" target="_blank">Putt-N-Stuff</a>&nbsp;(Osage Beach) <img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/Starlux%20Mini%20Golf%20_%20Morey's%20Piers.png/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">@kelseyyynichole via Pinterest 4. A WATER BALLOON FIGHTLooking for a great way to cool off from the summer heat but have a little competition? Water balloon fights are the perfect way to get pumped about being outside! You can have an epic battle, all while staying in your backyard!<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/water%20balloon-0001.jpeg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280"> 5. YOUR OWN "DRIVE-IN" MOVIE THEATERWhile drive-in theaters might be a thing of the past, this doesn't mean a little bit of imagination and cardboard can't make you travel back in time. In this fun backyard idea, each kid has their own "car" made out of a cardboard box! For even more fun, let them decorate it themselves! Then at night, you can invite all of their friends over and put on their favorite movie! GENIUS!&nbsp; <a href="https://kitchenfunwithmy3sons.com/best-party-decorating-ideas-and-themes/" rel="noopener noreferrer" target="_blank"><img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/THE%20BEST%20PARTY%20DECORATING%20IDEAS%20%26%20THEMES.jpeg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">@KitchenFun3Sons via Pinterest</a> 6. BACKYARD CAMPINGWhether you love camping or don't, you're guaranteed to love a backyard camp setup. You get the feel of being away from home without having to travel anywhere! Just set up a tent and start a fire! Roast some weenies and sing some songs around the firepit and you won't even know you aren't out in the woods. If you're really feeling creative, jazz up the space with some cozy blankets and fairy lights, it will look MAGICAL! <a href="https://thedyrt.com/magazine/lifestyle/backyard-camping-ideas/" rel="noopener noreferrer" target="_blank"><img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/7%20Creative%20Backyard%20Camping%20Ideas%20The%20Whole%20Fa.png/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">@thedyrt via Pinterest</a> 7. AFTERNOON PICNICA family picnic can be a great way to get outside and enjoy the sunshine before the kids head back to school. You could go all out and make some appetizing finger foods. If that's not your style, go through the drive-through and put it in your basket! No judgment here, just enjoy the tranquility of an afternoon picnic! There are some great spots here at the Lake to enjoy a family picnic. Check out this&nbsp;<a href="https://mostateparks.com/find-a-park" rel="noopener noreferrer" target="_blank">website</a>&nbsp;to locate some of our local parks. <a href="https://www.pinterest.com/pin/45880489941692824/" rel="noopener noreferrer" target="_blank"><img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/Sunflower%20Fields%20_%20Hello%20Fashion.jpeg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">@hellofashionblog via Pinterest</a> 8. AN ICECREAM TRUCKNothing says nostalgia like sitting around on a hot summer afternoon and jumping up as soon as you hear the ice cream truck's happy little tune. Visit Roscoe's Icecream Truck Facebook page&nbsp;<a href="https://www.facebook.com/Roscoesicecream/" rel="noopener noreferrer" target="_blank">here</a>. <a href="https://www.facebook.com/Roscoesicecream/" rel="noopener noreferrer" target="_blank"><img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/roscoes.jpeg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">Credit: Children At Play Photography</a> 9. SIDEWALK CHALK PAINTPut an updated twist on sidewalk chalk by turning it into paint! Yes, paint! Your kids will love getting to let their imagination run free as they create vibrant art while making unforgettable memories. View the tutorial&nbsp;<a href="https://www.onecrazymom.com/how-to-make-sidewalk-chalk-paint/" rel="noopener noreferrer" target="_blank">here</a>.<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/13%20Outdoor%20Summer%20Games%20%26%20Activities.png/:/cr=t:1.3%25,l:6.15%25,w:64.94%25,h:64.94%25/rs=w:1280">@Irishtwinsmom11 via Pinterest 10. THE WATERPARKEpic summer memories are made at the waterpark. Race down exhilarating slides or loosen up in the Lazy River! Whatever you choose, don't forget the sunscreen!&nbsp;<a href="https://bigsurfwaterpark.com/" rel="noopener noreferrer" target="_blank">Big Surf Waterpark</a>&nbsp;is located in Linn Creek and offers plenty of different attractions for kids of all ages!<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/IMG_6618.jpg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">

10 Nostalgic Summer Activities to do With Your Kids Before School

June 17, 2021Summer is in full swing and you likely have friends from all over booking their weekends to come enjoy your lake home with you. You need a designated space outdoors as inviting as you are and The Salisbury Team is here to help. Keep reading below for 5 ideas to give your backyard a facelift without blowing through your vacation fund.&nbsp;1. PILE ON THE PILLOWS<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/patio-ideas-4-1588102775-0001.jpeg/:/rs=w:1280">Throw pillows aren't just for your beds. Adding various pillow styles and throw blankets on your outdoor furniture can really soften woods and metals for a cozy, "stay awhile" vibe. Be sure to choose durable fabrics that will carry you from the start of summer to the end of it. Of course, staying on top of your local weather and moving any accent pieces inside before inclement weather will also lengthen their life span. Try to lean into bright colors and patterns that pop. Coordinating your accent pieces with planters and other brighter outdoor pieces will keep your space cohesive.2. FOCUS ON THE FIRE PIT<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/backyard-design-ideas-standard_e8b173b25100c9.jpeg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">When revamping your space, there's always that 'one thing' you just have to spend a little extra on. For your backyard spaces, we recommend completing your space with a fire pit. Fire pits are a natural focal point, guiding guests to sit back and relax while creating a sense of intimacy. While your fire pit may be more of an investment when renovating your backyard, it does allow you to utilize and enjoy all of your hard work beyond the summer season. A variety of options and styles enable you to determine the mood you're shooting for ahead of the full blown makeover. Your options are endless from elaborate and casual looks to traditional and modern. There are ways to DIY a pit if your budget is looking a little tighter than anticipated. Checkout this wonderful&nbsp;<a href="https://www.prudentpennypincher.com/70-best-diy-fire-pits/" rel="noopener noreferrer" target="_blank">blog&nbsp;</a>post of 70 different do-it-yourself pit inspos to get started.3. PICK PLANTS WISELY<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/1420692209986.jpeg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">Of course your landscaping is one of the most important 'must haves' in a backyard gathering space. Filling flower beds with plants that come back year after year is the best way to get the most bang for your buck and save money in the long run. This&nbsp;<a href="https://www.goodhousekeeping.com/home/gardening/g32673850/best-perennial-flowers-plants/?slide=9" rel="noopener noreferrer" target="_blank">article</a>&nbsp;from Good Housekeeping breaks down 20 of the best perennial flowers and plants that will grow back each year -- most of which are also very low maintenance for those of us without green thumbs!4. LET THERE BE LIGHT<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/wicker-outdoor-bar-dining.jpeg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">Lighting is a necessity of any lived-in space, but can also be used as a practical celebratory decorating piece. String lights come in many different varieties and offer a warm glow that accents the mood of the fire pit below while allowing your guests to enjoy the cool summer night breeze after a long day on the water. If you have several trees on opposite ends of your backyard, string lights from one to another to light up the sky on starless nights. For a more creative idea, wrap your string lights up the trunk of a tree and drape them across a branch and over your table to act as a centerpiece of sorts.&nbsp;5. ACCENT WALL FOR THE WIN<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/small-garden-ideas-lattice-wall-1614022264.jpeg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280"> A 'living fence' is a great way to give your backyard space a high-end look without the cost associated with it. Using a technique called 'espalier,' you can plant a tree and quite literally train it to grow in a certain pattern. Not only is this another way to add an eye-catching focal point to your space, it also gives boring walls some texture. As an added bonus, this new accent wall is an automatic photo backdrop for any small gatherings from bridal showers to birthday parties. With a living fence like this, your space is sure to be the hottest new Instagram photo op.&nbsp;What's your favorite budget friendly outdoor idea? We want to hear from you! Drop them in the comments below and let us know which one of ours you have been implementing at a high level. If you haven't already, follow @lakeoftheozarksliving + tag us in all of your home renovations and DIY projects -- we'd love to start featuring them on our page!

HACKS: 5 Backyard Makeover Ideas on a Budget

May 25, 2021<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/CPWeb--2.jpg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">This is not a drill. Our labor of love, 228 Hillside Rd., is officially LIVE and on the market and we just. can't. stop. talking. about. it. We're pretty predictable at this point, so you can already guess that today's post is an in-depth roundup of what makes us swoon over this home the most. So, without further-ado, buckle-up and prepare yourself for what this custom, luxury home has to offer.<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/CPWeb-4557.jpg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">Hillside is a professionally curated lakefront estate emanating modern contemporary style meets elegant design. Upon entry, you're greeted with clean lines and sophistication accommodating the most luxurious mixed finishes of stone, wood and tile throughout. The floor to ceiling windows spill natural light into the open concept main living, which overlooks the desired Millionaire's Cove. There is custom lighting from the upper to lower levels and out to the exterior but, the Lake of the Ozarks sun always shines bright here (even in a week of storms).&nbsp;<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/CPWeb-18.jpg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">With 5 spacious beds and 6 baths, you'll never have to sacrifice a weekend with far away friends due to booked Airbnb's in the summer. The home is wired for sound throughout -- with two power towers on the kitchen island and USB chargers on the bar downstairs, you're always connected at home.<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/CPWeb-2-3.jpg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">You'll save money on monthly spa visits as Hillside takes relaxation to the next level. The professionally selected color pallets paired with the 20-foot floor to ceiling fireplace and soaking tub plus walk-in rain shower in the master bath is all you need to recharge and reboot after a long weekend on the water.<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/CPWeb-2-4.jpg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">The lower level family room includes a full second kitchen &amp; bar area, perfect for entertaining as the dock party moves its way inside for the night. The private cart path or covered deck leads to the multi-well dock sitting in approximately 25 feet of deep calm water. Plus, the garage shows 2 doors and like magic opens up to the size of a 3 car garage for added storage or parking that sports car in the center!<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/CPWeb-2-12.jpg/:/rs=w:1280">This home has so much to offer, we couldn't possibly just tell you about it. It's something you'll need to see to believe! Lucky for you, The Salisbury Team will be hosting a two-day open house event at the home this Memorial Day weekend. Come tour the home live and in-person this Saturday, May 29th from 10AM to 2PM, or on Sunday, May 30th from 1PM to 3PM.&nbsp;What's your favorite feature in this home? We want to hear from you! Drop your response in the comments below. Can't make it to our open house? Learn more about this listing from the following links:FULL LISTING VIDEO:&nbsp;<a href="https://www.youtube.com/watch?v=FDvQabdETz4&amp;t=1s" rel="noopener noreferrer" target="_blank">https://www.youtube.com/watch?v=FDvQabdETz4&amp;t=1s</a>3D HOME TOUR:&nbsp;<a href="https://www.asteroommls.com/pviewer?hideleadgen=1&amp;token=phvZCMQ5X0CHfEqYHhGQfg&amp;autorotation=1&amp;defaultviewdollhouse=1&amp;showdollhousehotspot=1" rel="noopener noreferrer" target="_blank">https://www.asteroommls.com/pviewer?hideleadgen=1&amp;token=phvZCMQ5X0CHfEqYHhGQfg&amp;autorotation=1&amp;defaultviewdollhouse=1&amp;showdollhousehotspot=1</a>PROPERTY LISTING:&nbsp;<a href="https://thesalisburyteam.kw.com/property/LST-6801580739627372544-1" rel="noopener noreferrer" target="_blank">https://thesalisburyteam.kw.com/property/LST-6801580739627372544-1</a>

The Home on Hillside: Where Luxury Living Meets Comfort

<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/Moving%20Blog%20Post.png/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">Packing up your things and crossing off all of the last minute to-do's on your checklist can be as daunting as the physical move itself. We've compiled a list of hacks that are sure to relieve some stress and point you in the right direction as you navigate your next move. You'll find everything from tips on packing your items securely, to tricks on how to best keep track of the steps you need to take throughout the process.STICKY NOTE CALENDARTik Tok isn't just for Gen Z'ers and difficult dances any longer. In fact, you can run across great accounts that help you in real-life scenarios. This Tik Tok&nbsp;<a href="https://www.tiktok.com/@paigemmore?lang=en" rel="noopener noreferrer" target="_blank">account</a>&nbsp;by Paige More went viral after she shared a simple solution to her move across the country -- sticky notes. Counting down each day you have until the big move and allocating tasks to each sticky note and day can break down your to-do list and make it much easier to tackle (without forgetting vital tasks). This is especially helpful in a household where the members share very different lifestyles and handle stress differently. Hold yourself accountable in a way that isn't unfair to you with the free moving day guide located at the link in her bio. This guide is a PDF example of how to break down what tasks can be done on each day in a completely customizable format to best fit your personal needs.PLACE ITEMS WHERE THEY BELONG&nbsp;FIRSTIt can be extremely tempting to unload every box from your moving truck into a big pile on the living room floor. Instead, unload your labeled boxes directly into the room they belong in. This will eliminate moving your belongings more than actually needed and it makes it much easier to tackle and complete one room at a time.MAKE A MOVE-IN DAY BOXThis box consists of everything you will need the first few nights you move into your new home. By the time you unload and potentially even unpack the rooms in your home, the last thing you'll want to do is scramble to find toothbrushes and your bedding. Putting the few items you will need the first five or so nights in one to two boxes will alleviate the stress of feeling like you have to go through each box immediately upon arrival.SPECIALLY PACKING YOUR ITEMS&nbsp;There are several packing hacks using items you already own that won't involve spending extra on moving supplies. Paige suggests utilizing your socks to safely cover your glassware which adds an extra layer of protection paper can't provide! Placing coffee filters between your plates will prevent them from scratching and a layer of cardboard between will protect them from breaking. When it comes to the clothes hanging in your closet, don't even take your items off of the hangers! Utilize a small trash bag and tighten and tie the loops around your hanger hooks. When you get where you're going, hang your clothes back on the rack and simply remove the bag. Remove the caps of any opened containers (I.e. shampoo, cleaning supplies etc.) You can then place a plastic bag over the openings and put the caps back on. This will prevent any spills as you travel. Have loose silverware in your utensil holder? There's no need to separate and pack the two individually. Use plastic wrap to cover the entire holder and then place directly in your moving box. When you get to your new home, all you need to do is remove the wrap before placing directly into your kitchen drawer.LOOK TO TST FOR HELPDid you know The Salisbury Team offers special incentives for our clients? We want this process to be seamless for you! One of our offerings includes taking your donations off of your hands. All you have to do is leave behind or pack any of your unwanted gently used clothes, small appliances or decór and TST will do the rest! There are several local donation stores in the area that we utilize to give back to those in need within our lake community.Are you on Tik Tok? Follow us&nbsp;<a href="https://www.tiktok.com/@thesalisburyteam?lang=en" rel="noopener noreferrer" target="_blank">@thesalisburyteam</a>&nbsp;for fun real estate related content! What's something you've learned recently on the app? We want to hear from you! Drop a comment for us below.

Your Guide to Moving: Hacks that Help

April 28, 2021If you regularly follow along on our social media platforms, you may have noticed a handful of new listings within hours and days of each other, as well as an equal amount of quick turnarounds. So, what exactly does The Salisbury Team have on the market&nbsp;right now&nbsp;and what could each of these properties do for you as an active buyer? Keep reading for our most recent roundup of live listings!92 STATE PARK RD, BRUMLEY l MLS #: 3534332<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/CPixDigitals21-19.jpg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">This private, country home on a gentle 11-acre lot is our most recent listing! The home is a three bedroom, one bath with a bonus loft space that could make for the perfect office, home gym or playroom. Included on the property is a garage/shop fitting for the open land it sits on. Ready for some one-level living in the great School of the Osage district? Saturday May 1st from 12-4 PM we will be holding an open house. This will be the home's&nbsp;only&nbsp;showing, so it's important to put us on your weekend calendar!&nbsp;501 N. OAK ST, ELDON l MLS #: 3532382<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/GetMedia-0001.jpeg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">Talk about a home that tells a story! This charming two bedroom, one bath property is centrally-located in the heart of Eldon and pulls out all the stops. It has hardwood floors throughout, a new HVAC and a new roof within the last year. Included in this one-level living is a basement for extra storage and a fenced in backyard featuring a pool -- summer is calling! As soon as you walk inside, you'll feel the warmth the space has to offer and want to get cozy by the fireplace. Ready to take a look?LOT 6 &amp; 40 LOCUST RD, KAISER l MLS #: 3531831<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/GetMedia-0002.jpeg/:/rs=w:1280">Haven't you heard? Lots are all the rage right now. After all, why should we settle for less than&nbsp;exactly&nbsp;what we want? This 6-acre property is the perfect mix between the luxuries of privacy and the comfort of a solid neighborhood. The land sits outside of city limits, but is still just a 15-minute drive to desired entertainment, shopping and dining amenities. Did we mention your kiddos will get to go to school in the Osage district? Give us a call today and tour this property as summer starts to make its appearance and the trees begin to turn!LOT 18 HIGHWAY 5, SUNRISE BEACH l MLS #: 3524855<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/GetMedia-0003.jpeg/:/rs=w:1280">Business at the lake is booming and this summer it's getting&nbsp;even hotter!&nbsp;Lot 18 is the prime highway acreage you're looking for to kickstart your next adventure. It's situated in the heart of the westside and just a few miles from the toll bridge making visibility incredibly high. Anything is possible on this 5-acre lot with the ability to put in a private entrance and the installation of city water and sewer. This property recently increased in value after a new company purchased the adjoining land for use of a *unique* high-traffic business sure to make waves in the lake area! Spike your interest? Time to make the call.LOT 29 LOCUST RD, KAISER l MLS #: 3531825<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/GetMedia-0004.jpeg/:/rs=w:1280">Just down the road from Lot 6 &amp; 40, there could be&nbsp;two&nbsp;new neighbors in town! If you're needing a spot with slightly less space, but still have the desire to make your home custom, this 4.1-acre spot might be the one for you. Like Lot 6 &amp; 40, this property has the privacy you're needing with the convenience of amenities in town. Perhaps you're looking for double the space to live near family or to truly enjoy the luxuries of country living -- being that both lots are a short walk away from one another, this dream could be a reality here!What kind of property are you on the hunt for? Just because you don't see it here (or maybe you do!), doesn't mean it isn't out there. Drop a comment below with what kind of features are at the top of your 'must haves' list!

PROPERTY ROUNDUP: What Does TST Have on the Market Right Now?

Don't get it twisted, we should always be thinking about small changes we can make in life to ensure we leave this world better than we found it. In honor of #earthday trending on every social platform today, this blog post is dedicated to the small changes we can implement at home that (promise) won't in fact&nbsp;*dramatically alter your day to day life*&nbsp;<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/Blog%20Post%20--%20Earth%20Day.png/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">Single-use plastics and CO2 emissions are the largest sources of Earth's pollutants. Solar panels and Energy Star appliances are great big steps to take, yes, but there are plenty more budget-friendly concepts to kickstart an eco-friendly home. These are changes you likely won't notice everyday that add up to a larger sustainable impact when we all contribute.LAUNDRY&nbsp;According to Energy Star's&nbsp;<a href="https://www.energystar.gov/products/laundry_best_practices" rel="noopener noreferrer" target="_blank">website</a>,&nbsp;90%&nbsp;of the energy it takes to run a washer comes from heating the water. Simply switching your water preferences to 'cool' can save an immense amount of energy with each cycle. We're not bathing in it while it runs after all, so, take it from Elsa -- the cold never bothered her anyways. If you regularly deal with stained clothing, try washing all of those items together and switching the temperature to 'warm.' This will still cut your energy usage in half.&nbsp;LIGHTINGSwapping regular bulbs for energy-efficient light bulbs will use less electricity. Any time you are saving energy, you are implementing a sustainable practice. Ultimately, if you're using less electricity, you're also saving money on your monthly bills. It pays to be eco-friendly sometimes.RECYCLING &amp; COMPOSTThis one may take a little more work on your part, but separating your materials makes you more conscious of how much waste you're producing. Again, this could save you money in the long run as to not buy and use what isn't necessary for your family. With many recyclable items, you can actually be paid for your efforts. Composting allows you to get rid of your leftovers and you can then use that as fertilizer for your plants. Composting bins today are designed with order in mind. You wouldn't need to worry about any unwanted odor or space issues.&nbsp;PLANTSPlants are a great way to naturally decorate a home, all while keeping indoor air clean. In addition to it being a great use for the fertilizer from your compost, a full-blown garden can really cut down on your single-use plastics. Tending to plants may require more energy on your part, but you're also reaping the benefits you sow (pun intended). Basic benefits include monetary savings (store-bought vegetables come at a price) and consistently fresh, in-season produce.What's one thing you do in your home every day that contributes to a more sustainable future? We want to know -- comment below!

Earth Day Exclusive: Sustainable Living at Home

<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/Blog%20Post%20--%20Amazon%20Products.png/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280"> Who else has daily conversations with the Amazon delivery driver while your husband stands at the doorway in disbelief that another package is showing up on his doorstep? Sound oddly specific, yet utterly relatable? HA. Delivery drivers are the real MVPs of our household. Today, we're going to talk about all the products you could be sprinkling into your orders that are must-haves this spring. Yes, we said "must." After all, it's for the love of home organization -- not shopping, right?1. STACKABLE CAN ORGANIZERIf your pantry is like most, cans are the item that most populate your shelves. Three cans of this, five of that -- you never know what you might need and they tend to pile up...quickly.&nbsp;This&nbsp;<a href="https://www.amazon.com/SimpleHouseware-Stackable-Rack-Organizer-Chrome/dp/B01IIXR2II/ref=sr_1_21?crid=CXIQJZ7QJ4CH&amp;dchild=1&amp;keywords=organization+and+storage&amp;qid=1618336035&amp;sprefix=organization%2Caps%2C206&amp;sr=8-21" rel="noopener noreferrer" target="_blank">rack organizer</a>&nbsp;can stack 36 cans and separates them by plastic dividers. Keep all of the same cans of food in a single stack, label with a removable tag on the front of the organizer and&nbsp;problem solved.&nbsp;Buh-bye over-buying.&nbsp;2. DOIOWN S-TYPE CLOTHES PANTS HANGERSThe struggle of not wanting to fold your pants because of the wrinkles, but not wanting to hang them because who can afford pant hangers these days -- that's us. There are so many perks of this particular&nbsp;<a href="https://www.amazon.com/DOIOWN-Stainless-Organizer-14-96ins-3-Pieces/dp/B01MPWEXEW/ref=sr_1_5?dchild=1&amp;keywords=Doiown+S-Type+Stainless+Steel+Clothes+Pants+Hangers&amp;qid=1618337552&amp;sr=8-5" rel="noopener noreferrer" target="_blank">hanger.</a>&nbsp;It's multi-purposeful, meaning you can buy a few and also get rid of those scarf bins you have sitting on the top shelf. They also significantly cut down on space. Depending on the size you choose, you can hang up to as many as 5 different pairs of pants in an easy to see format. This also saves you from keeping around clothes you don't regularly wear simply because you cannot see them in your closet.&nbsp;3. STORALID FOOD CONTAINER LID ORGANIZERIn 2021 we need to all vow that we will stop dedicating a single drawer in our kitchen as, "the lid drawer." Give him back his freedom! This<a href="https://www.amazon.com/YouCopia-50100-StoraLid-Container-Organizer/dp/B07FNRXFTD/ref=sr_1_5?dchild=1&amp;keywords=storage+lid+organizer&amp;qid=1618338400&amp;sr=8-5" rel="noopener noreferrer" target="_blank">&nbsp;lid organizer</a>&nbsp;comes in various sizes. If you're anything like us, that's good to know since you tend to buy more Tupperware when you can't locate matching lids (so guilty). The organizer holds both square and round lids and includes 5 adjustable dividers to customize to your needs. As an added bonus, it fits with ease into both cabinets and most drawers, so you can re-locate it as you re-organize your kitchen.4. SIMPLE HOUSEWARE UNDERGARMENT DRAWER DIVIDERFile this one under, "things we didn't know we needed." We have multiple categories of undergarments and subcategories within those groups, yet we have one drawer to house them all. Cue this&nbsp;<a href="https://www.amazon.com/Simple-Houseware-Underwear-Organizer-Divider/dp/B01DYXHI0E/ref=sr_1_2?dchild=1&amp;keywords=Simple+Houseware+Organizer+Drawer+Divider&amp;qid=1618339144&amp;sr=8-2" rel="noopener noreferrer" target="_blank">divided drawer organizer.</a>&nbsp;The dividers are made to fit the unique size of each garment in a layout that allows you to see all of the contents in the drawer it sits.5. ADJUSTABLE DRAWER DIVIDERSJunk drawers are an inevitable in any home. Sometimes things just truly don't have a place and that's ok. These&nbsp;<a href="https://www.amazon.com/Uncluttered-Designs-Adjustable-Dividers-Organization/dp/B01CNASOCA/ref=sr_1_1_sspa?dchild=1&amp;keywords=Uncluttered+Designs+Adjustable+Drawer+Dividers&amp;qid=1618342623&amp;sr=8-1-spons&amp;psc=1&amp;spLa=ZW5jcnlwdGVkUXVhbGlmaWVyPUEyOExJTFlXTU8wWkFPJmVuY3J5cHRlZElkPUEwNTE3MzYxMUVEQ05KREhMTUs2VyZlbmNyeXB0ZWRBZElkPUEwMjU3MzI0MkFNTlJUSURNODlJTiZ3aWRnZXROYW1lPXNwX2F0ZiZhY3Rpb249Y2xpY2tSZWRpcmVjdCZkb05vdExvZ0NsaWNrPXRydWU=" rel="noopener noreferrer" target="_blank">drawer dividers</a>&nbsp;add a method to the madness and prevent small, miscellaneous items from shifting from the front to the back of a drawer upon opening. You can organize like items in two different sized cells, and even stack the drawers on top of one another if needed.&nbsp;6. BROOM HOLDER AND GARDEN TOOL ORGANIZEREven if you have a dedicated closet specifically for your cleaning supplies, there's no way your mops and brooms aren't tempted to fall to the floor every time you open the door. That's just a fact. This&nbsp;<a href="https://www.amazon.com/Berry-Ave-Broom-Holder-1-25-Inches/dp/B01DI8H364/ref=sr_1_5?dchild=1&amp;keywords=Broom+Holder+and+Garden+Tool+Organizer&amp;qid=1618340704&amp;sr=8-5" rel="noopener noreferrer" target="_blank">tool organizer</a>&nbsp;can be hung inside of your closet, or out in the open, and your tools will lay flat. It is made with a weatherproof design, which allows you to hang any outdoor gardening tools you may have accumulated as well.The attached hangers can also hold up to 35 pounds.So, what's first on your next Amazon wishlist? Have you run across any hidden gems on Amazon recently that just make life easier? Let us know in the comments below!

Product Roundup: Best Organizational Hacks from Amazon

<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/Blog%20Post%20--%20HOA%20Fees.png/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">Let's talk 'HOA Fees.' That love/hate relationship between not having to take care of the general upkeep of your property (praise), but having to commit to the payment process. These fees actually play a larger part in the home-buying process than whether or not you can afford the added expense -- although, that is a very important factor to consider. If you want to live in one of the more popular lakeside areas at the beautiful Lake of the Ozarks, you will commit to paying HOA fees. So, what do you need to know before falling in love with a home? Keep reading below for a rundown of what to expect.MORTGAGE QUALIFICATION:A lender will have to take HOA fees into consideration in the approval process. While HOA fees greatly vary dependent on where you are looking to buy, a high fee could determine how much you are ultimately able to borrow. HOA fees differ on an abundance of factors -- one being the area in which the home is located, another being the number of amenities and even the square footage of the property itself. If you can, see how much an area's fees have increased over a period of time. You will also want to be sure you are aware of what is included in your fees maintenance-wise.READ THE RULES&nbsp;(and then read them once more):If you choose to buy into an area with HOA fees, you are also agreeing to live by the rules they have set in place. Again, these rules can differ depending on the HOA. It is recommended that you review a copy of these bylaws prior to signing that dotted line so no 'surprises' arise. Regardless if you were aware of what you signed up for or not, you could be penalized for not following HOA guidelines. Knowing what these rules are from the start and what the outcome of breaking those guidelines are, could save you a lot of headache from the start.KNOW WHAT ADDED BENEFITS YOU'LL USE:Do you regularly go to the gym, pay for lawn services, or take the kiddos to the waterpark in the summer? These are all things to consider when deciding if an HOA is for you. Yes, the fees are an additional cost when looking at home ownership, but many HOA's include services like these in the fee coverage. Depending on 'extras' you pay each month, an HOA could offset other monthly payments.CONSIDER YOUR HOME'S VALUE:Properties within an HOA are generally better maintained than others. Add in the additional benefits included in your fee and homes here tend to hold their value. HOA communities are known for regularly meeting to cover the concerns most pertinent to their residents. This also means that, as a homeowner, you are backed by a community that is better equipped to fight for road repair and new developments (good or bad), among other things.If you live in an HOA community, what are your thoughts? If you're looking to buy, would you consider this as an option? Let us know in the comments below!

HOA Fees: What Does This Mean For Me As A Buyer?

<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/Blog%20Post%20-%20Thinking%20of%20FSBO_.png/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">At a time where sales are at an all-time high and market inventory is low, a driving selling factor for many is to cut costs and choose the For Sale By Owner (FSBO) route. The thought of not paying a commission is enticing, but there are pros and cons to choosing to list FSBO. It is always advised you entrust in a local agent throughout the process. Selling your home is one of the most costly and important transactions you can make in a lifetime and it's vital the process is handled in a thorough and legal manner from the start. Please continue reading for a breakdown of what it means to choose the FSBO process.[PROS + CONS]Pro: No Seller's CommissionPerhaps the most obvious reason sellers are tempted to choose to take on the home selling process themselves. Do consider paying your buyer's agent's commission, however. This is a standard practice and opting not to do so limits your buyers pool greatly. After all, A buyers agent will not bring their buyer to a home that isn't offering paid commissions, otherwise, they wouldn't get paid. The only way to avoid this situation completely is to either find a fully qualified buyer&nbsp;also&nbsp;willing to pay their agent's commission, or find a buyer who doesn't have agent representation. Again, adding specifications to your buyers pool, limits it.Pro/Con: Management of Marketing, Showings, Open Houses + All Aspects of a SaleFor anyone with prior selling experience, whether that be you were once an agent yourself or you have sold your own homes in the past, this may feel like a breeze. You're in the drivers seat calling all the shots as you see them and making all of the decisions as they come. You have no one advising you on "best practices." For those selling their home for the first time, all of the components and moving parts can be overwhelming. The longer a home sits on the market, the more expensive marketing the home becomes, and the less potential buyers want to pay you. You should also consider this eats up more of your personal time.Con: Minimal Networking ExperienceReal estate agents have connections with agents in their brokerages, agents outside of their immediate network, international connections, past clients and regularly attend community events + networking socials. This is a high priority and a pertinent component in their everyday job as a real estate agent. This is a characteristic many sellers don't possess on their own.Con: Selling is a Full-Time Job for Agents for a ReasonAs mentioned before, when you sell your own home you are taking on the full responsibility of all aspects of the sale. In addition to the time spent selling your home, you're also in the process of looking for your next move on top of your usual commitments to work, family and friends.Con: Beware of Bargain HuntersPeople looking to score a good deal often gravitate towards a For Sale by Owner with the expectation that the home is already below market price and that they can get that price tag even lower. You will spend a lot of time in negotiations with individuals that you can never convince to match your needs.Con: Access to ToolsOnce your home is priced, it's hard to retract. It's imperative to get the price right the first go around. A realtor has research tools that allow them to compare your home to others like it that have just sold, or are currently active on the market. This is just one of the many market analysis conducted before pricing a home on the market.[THE STEPS]1. Price your Home2. Stage and Repair the Home for Sale3. Market your Home Online &amp; in the Area and Host Open Houses4. Negotiate with Potential Buyers&nbsp;(make sure you have all paperwork needed via your real estate agent, or a real estate attorney should you choose FSBO)What are your thoughts on the state of the market&nbsp;right now? Do you have any questions or concerns regarding its future? We want to hear from you! Drop your thoughts in the comments below.

LIST: Things to Know Before Choosing to Sell by Owner

From Tik Tok trends to Better Homes and Garden Magazines, everywhere we've turned this month there's been spring design inspiration. We're totally here for it, too. If only we could convince the weather to consistently stay in the 70-degree range...but, alas, we digress. This week, we compiled our favorite home trends circulating the interweb to get you too in the spring spirit. Keep reading below for the trends we're tracking this month.[RATTAN AND BRASS ACCENTS]We're seeing an array of neutrals this spring, but you can't get by without some pop of color. Cue the brass detail. Especially viral are these floor length mirrors with articulate frame detail. They do come at a cost and many on Tik Tok are getting crafty to swing this trending look by thrifting and painting the mirrors themselves. Pair this with rattan bowls and light hangings and your home is a vintage-esque inspired escape.&nbsp;<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/IMG_1190-0001.JPG/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">[ALL THE CURVES]Fitting with the more "homely" feel homeowners are leaning towards, you'll find a lot more people incorporating curves into their interiors -- particularly, in their furniture choices. Many are straying from hard, modern edges and vying for kinder and more inviting shapes.<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/aefcdf99adbb8c430a585f9627ca07c4-0001.jpg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">[FAVORITE DISPLAYS]The more time we've spent at home this past year, the more personal our spaces have become. Maybe you've seen floating shelves, maybe a free standing bookcase of sorts -- on it? A meticulous display of items perfectly arranged for an aesthetic, fit to show off your personality and favorite pieces. Your own home gallery if you will. Conveniently enough, a nice display shelf makes for the perfect Zoom background.&nbsp;<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/IMG_1191-0001.jpg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">[DECORATIVE LIGHTING]Bright spaces are important and as we work towards making our living spaces comfortable and homely, functionality is still key. Fixtures can be a major focal point in a room and allow all other details to be minimalistic and simple. Many homeowners are opting for smart lighting options that allow you to set lighting schedules to fit the ambience and needs of your day.<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/0a6994b21483afece51e92b05fc560d6-0001.jpg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">[BRINGING SPRING INDOORS]Houseplants have become fashionable bringing pops of bright, lively energy to our muted tones color palette. Accenting a room with a plant not only screams spring has sprung, but freshens the air in the home by filtering out pollutants and releasing oxygen.<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/JSD%2BFeb%2B2019_038.jpg/:/rs=w:1280">Love it or kick these trends to the curb? What are your thoughts on some of the decor inspo making its way into homes this spring? What trends are you loving the most? We want to hear from you! Drop your responses in the comments below.

Home Trends We're Loving This Spring

<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/Blog%20Post%20-%20Why%20Location%20Matters.png/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280"> This is the single most important factor when buying a home. Why? It's the one thing you can't change, upgrade or fix. Sure, locations become more or less desirable over time, but while you fix up your fixer upper the land it sits on will remain the same. So, what makes for a great location you ask? Below are our most valuable factors to consider when you're house hunting to keep your resale value at top dollar.1. FOCUS ON A NEIGHBORHOOD'S FUTUREYour 'safe' and 'established' neighborhoods will change. When investing in your forever home, or even a home you plan to flip and sell, look right outside of these locations. You want to buy in a neighborhood that you see has a potential future. These up and coming spots will have a lower price tag. When that 'good' neighborhood fills up and spills over to expand, suddenly you paid the price for what was deemed a bad neighborhood and you'll now reap the benefits of resale maximizing your profits. Your floor is higher when you do this, meaning the area likely won't depreciate more and this lowers your investment risk.2. THINK ABOUT YOUR DEMOGRAPHICMillennials represent over half of the buying pool. Paying close attention to their buying habits and desires could have long-term benefits for yours. Buying in an area that is deemed 'desirable' by this demographic will increase demand. Increased demand raises real estate prices. Millennial buyers tend to look for homes in the under $300,000 range with great schools and close proximity to amenities.&nbsp;3. RESEARCH SCHOOLS NEARBY&nbsp;When you think about the future of the neighborhood you are investing in, schools may play the most important role. Are there plans to develop? Are the schools in that district well-rated? The easiest way to determine if you're investing in the right area, is to invest in the school district first. Do your research. Your target demographic of prospective buyers are buying a home with the purpose of raising a family. No one wants to enroll their children in a system that isn't promising for the best education. Do keep in mind as communities grow, districts can expand or new developments will be made. Much like a neighborhood's status quo is not set in stone, neither are the schools nearby. Keep with the common theme and look ahead.4. KEEP AN EYE ON AMENITIESBuyers want close proximity to restaurants, grocery stores, shopping and entertainment. Think a 5-10 minute drive. This makes your route and commute an important factor. A home can be situated outside of town, but still fit this buyers' niche if there is an expressway they can quickly hop on. Be weary and tactical about out of town spots that a buyer can't avoid certain roadways. A 45 mph speed limit will result in a much different total route time than a 65 mph speed limit. Aside from the time most people spend at their home, the second most frequented location is the workplace. If a buyer can't get there in a timely fashion, this can often be a deal breaker on whether or not your home is a good fit.Which factor is the most important to you when it comes to finding a home in a great location? We want to hear from you! Drop your responses in the comment section below.

Location, Location, Location: Top of Mind when Buying

Lakefront living is an experience incomparable to any other; the access to both land and water adds a certain uniqueness to your new lifestyle. Purchasing on the waterfront is a great investment, regardless if the property is enjoyed year-round by you or used as a vacation rental. With that said, rushing into a property just because it's available in a season of perpetually low inventory could cause you more heartache than goodwill. As with any property you purchase, there are red flags to notice before signing that dotted line. Particularly with lakefront property, there are some special considerations that don't hold true to other land-locked real estate.&nbsp;<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/Blog%20Post%20-%20Lakefront%20Property%20Buying.png/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">1. HIGH WATER TABLEThis isn't an immediate cause for concern. However, noting water levels fluctuation and water table history is important to consider with basement or underground areas of the home. Leaks, flooding, cracks and mold could indicate a higher water table and more persistent problems to arise should you choose to become the homeowner. Inspecting the water line is also indicative of overall shoreline erosion. Location of debris will give you a better understanding of how high water levels can rise in relation to where your future home sits.2. LOOK FOR HIDDEN COSTSWaterfront property can carry different water and sewage rates than properties located inland. Should the property also have a dock, you'll want to also total up the costs you will spend yearly on dock and lift fees and service + your septic and well upkeep.3. VERIFY LAKE ACCESSEvery lakefront property owner has a different set of needs. Everyone who purchases on the water wants the views that accompany the lakefront access. Ensure your windows have unobstructed views and, once down to the water, land is clean and clear of debris. If you have a boat, you'll want to confirm whether you have easy access to the waterfront, or if you'll need to get onto the water at a different vantage point. Consider where the home sits within your cove if you have a dock. While main channel views are a sight to see, this comes with added noise and potential dock damage from large wake. Should you want nice, serene sunset nights -- you may want to steer clear of properties that sit across the cove of busy marinas and restaurants on the water.4. CHECK YOUR INSURANCE REQUIREMENTSWaterfront homes cost more to insure than homes located further inland. In addition to these higher rates, you will also need to include the cost of flood damage. Before you sign anything, you'll want to be sure any rise in insurance rates aren't going to be the deciding factor of whether or not you can afford your new home.5. SMELL YA LATERInhale, exhale. The lake itself can have a distinctive scent. A small amount of "lake smell" can easily be looked past when you consider its proximity to the waterline and any restoration projects you may take on to update your living. What you won't want to confuse is if what you're smelling is truly just the natural scent of living on the water in an older home, or the start of a mold takeover due to increased moisture levels.Have you run into these issues when looking at lakefront property? What's been your biggest "red flag" moment during your recent home search? We're curious! Drop a comment below with your story.

Buying Lakefront Property? Consider These 5 Things

Today is significant in many ways. For starters, it's officially March and seasonal temperatures are mimicking the official start of ~spring.~ If you happened to have your phone nearby this morning, or work within city limits, you may have also heard the annual National Weather Service tornado drill. This drill comes as the state dedicates an entire week to severe weather preparedness. In light of this, we wanted to do our part and piece together a one stop destination on what you can do in your own home to prepare for severe weather, as well as what you should include in your at-home emergency kit. Keep reading on below for our tips and tricks on how to best plan for those unplanned circumstances.<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/IMG-0884.jpg/:/rs=w:1280">ADDITIONAL ITEMS TO CONSIDER[PETS]Pet owners should have an additional kit prepared for their animals including but not limited to the following suggestions:• A week's worth of food per each pet• A gallon of water per day• Any medications the pet takes• A leash/crate• Sanitation items such as pet bags or litter[CHILDREN]&nbsp;Aside from the items above also applying to any children in the household, additional items you may have on hand for the little ones are as follows:• Items of comfort (I.e. stuffed animal, special blanket etc.)• Items to occupy time (I.e. coloring books &amp; crayons, board game, etc.) YOUR EMERGENCY BLUEPRINT: HOW TO NAVIGATE THE HOME[IN CASE OF FIRE]• Be sure you are changing your smoke detector batteries yearly• Be sure each member of the household knows their escape route dependent on their location within the home• Be sure everyone is aware of the same meeting location outside of the home -- you want to be sure everyone is accounted for as soon as you are able[IN CASE OF TORNADO]• Go to a basement, hallway or closet (make sure this space is enclosed and away from any windows)• Be sure your emergency kit is with you wherever this safe space is[IN CASE OF EARTHQUAKE]• Try to be centered in the building, stand under a doorway or get under a desk or table and hang onto it• Avoid windows, fireplaces or any heavy furniture and appliances• Secure items like water heaters, book cases etc.• Flexible connectors on plumbing[IN CASE OF FLOOD]• Go to an attic or second story• Turn off utilities• Bring valuables to high groundDid we miss anything in our emergency kits? What are your best tips for securing a plan when severe weather strikes? We want to hear from YOU. Drop us your suggestions in the comment section below.

SEVERE WEATHER EMERGENCY PREPARATION 101

<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/Blog%20Post%20--%20Spring%20Cleaning%20Checklist.png/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">*Snowpocalypse last week meets 60-degree weather the next*&nbsp;Us: "Well, better bust out the Swiffer and gardening soil!"&nbsp;We&nbsp;KNOW&nbsp;we can't be the only ones. Regardless if the weather we're having sticks around or not, spring cleaning is less than a month out. The thought of truly deep-cleaning a home can be daunting. Let's get real, most of us opt for a light dusting and some de-cluttering and call it a day. That's where we come in! Read on to find a checklist of where you should focus your deep-cleaning efforts + tips and tricks that make the process a little easier.THE KITCHEN• Remove all items from cabinets and drawers. Clean bottom and sides of the drawer with a warm water and detergent solution. Organize the items neatly inside.• Soak cutting boards and displayed china• Remove crumbs from the toaster• De-grease microwave, stove and backplash&nbsp;• Use a water-based solution to scrub window sills, ceiling fans, light fixtures and blindsTHE BATHROOMS• Clear sink, shower drain and vent covers• Spray an anti-mold cleaning agent on shower doors + places that harness moisture• Shine all hardware + wax the tub• Remove (and organize) all items from vanity + use detergent solution to clean bottom and sides of the compartment• Remove toilet seat to scrub grime from boltsTHE BEDROOMS• Clear out each drawer, clean with solution and neatly replace items• Sprinkle baking soda on uncovered mattress, let it set in and then vacuum&nbsp;• Air out mattress pads &amp; replace pillows• Donate items no longer in useMISC. SPACES• Vacuum dust from baseboards and scrub trim• Deep-shampoo all carpets/rugs/upholstered furniture + wax and shine all hardwood floors• Soak window screens• Change batteries in all smoke detectorsTIPS &amp; TRICKS FOR TACKLING THE JOB• Keep a squeegee in your shower to prevent mold growth year-round• Start cleaning from the top of the room and work your way down so dust doesn't settle• If having some professional cleaning done, schedule your appointments in advance to secure a spot as early in the month as possible &amp; avoid the rush of last-minute spring cleaners• Remove donation items and out of date products from the home first to avoid cleaning around extra clutter• Clean in sections and time increments to avoid the burnout and maintain a better cleanThese cleaning steps make all the difference when it's time to put your home on the market! We want to hear from you -- Drop your favorite cleaning solutions for us below in the comments.

CHECKLIST: Preparing for Spring Cleaning

<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/Copy%20of%20Copy%20of%20Blog%20Post%205.png/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">You're doing it! You're one step closer to buying your home. Even though you've been&nbsp;<a href="https://lakeoftheozarksliving.com/blog/f/whats-it-take-mortgage-pre-approval-vs-pre-qualification" rel="noopener noreferrer" target="_blank">pre-approved</a>, you're not in the clear until closing documents are signed. This means, one hasty misstep and you could put your loan status at risk. With such a big purchase coming, you're undoubtedly tempted to start making those big purchases to complete your home, or move your money around for safe keeping. These are all things that could impact your home loan. Below is a list of things you shouldn't do after applying for a mortgage to avoid putting your home loan in jeopardy before closing day.1. DON'T MAKE LARGE DEPOSITS/WITHDRAWALS&nbsp;Part of your approval process includes providing your lender with recent bank statements. Any large sum of money coming in and out of your account raises some eyebrows and could be ground for a halt on processing your application. It's also important to note that cash is not easily traceable. You should discuss the proper way to document any "have-to" money transfers with your mortgage officer prior to doing so.2. DON'T CLOSE CREDIT ACCOUNTSYou want to have good credit, yes. Many people are under the impression that closing off extra accounts will make them look like a more stable candidate for approval. Closing accounts (even the ones not in use) reduces your available credit and raises your debt to income (DTI) ratio. A portion of your credit score relies heavily on both the length and depth of your credit history.&nbsp;3. DON'T MAKE LARGE PURCHASES ON CREDITLarge purchases, say to furnish your new home, actually raise your DTI. In other words, new purchases come with new monthly responsibilities and higher debt to income ratios create riskier loans. This means someone who once qualified for approval, now raises a red flag to lenders. Do continue to build your line of credit as usual with smaller, typical purchases you are more than able to pay off each month.4. DON'T CHANGE JOBSYou may be wondering how changing from one source of income to another could have an effect on your mortgage qualification in any way. Proof of a steady, consistent income is vitally important. It's also pertinent that you're remaining in the same industry as you were when you applied. Consistency across the board throughout the entirety of the mortgage approval process is the key to approval.5. DON'T CO-SIGN OR PAY OFF COLLECTION ACCOUNTSWhen you co-sign for someone, you are essentially agreeing to be that individual's safety net. Regardless of your intent to make their payments or not, your lender is required to count those payments against you. Additionally, when you make payments on older collection accounts, it actually makes that account "current" and can drop your credit score.&nbsp;&nbsp;If a payment is nearing its mark to expire based on the date of your last payment, it's actually best to leave that payment alone.Of course, this is not a comprehensive list and there are additional safety steps to take in order to ensure you are not putting your chance for mortgage approval at risk. Always consult with your mortgage officer if you're unsure of what you can and cannot do between approval and closing day.

LIST: Things You Should Not Do After Applying For A Mortgage

The kitchen is the focal point of any home and it becomes that much more important when it comes time to sell. Kitchen remodels can cost anywhere between&nbsp;<a href="https://www.homeadvisor.com/cost/kitchens/remodel-a-kitchen/" rel="noopener noreferrer" target="_blank">$12,000-$30,000&nbsp;</a>depending on the size of the space you're working with. If you've read some of our other posts, you know it's not in your best interest to make high dollar renovations to your home prior to selling. It is, however, important to make dollar productive updates that will increase the value of your home. Below, you'll find a number of ways to DIY your eating space without breaking the bank in the process.1. SPICE UP THE SINK<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/sink.jpg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280"> The cheapest update you can give your kitchen in particular is a sink&nbsp;<a href="https://homeguides.sfgate.com/refinish-chrome-bathroom-fixtures-50591.html" rel="noopener noreferrer" target="_blank">facelift</a>. After years of use, a dingy sink can be a sore sight and an immediate focal point when a seller enters your home. Opting to reach for sandpaper and a can of spray paint designed for metal will save you the cost of a new one, but give it that new and refreshed look. If you're unsure of your ability to DIY, you may choose to change the faucet instead. It's best to&nbsp;<a href="https://www.deltafaucet.com/design-innovation/inspiredliving/timeless-kitchen-and-bathroom-trends" rel="noopener noreferrer" target="_blank">choose a fixture</a>&nbsp;that&nbsp;is timeless and won't need to be replaced again when a trend dies in a couple of years. Finishes are crucial here.2. PICK OUT THE PAINT<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/cabinets.jpg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280"> Quite possibly the biggest and most noticeable update you can give your kitchen is a couple coats of paint. It's key that you do this the&nbsp;<a href="https://www.hgtv.com/design/rooms/kitchens/best-way-to-paint-kitchen-cabinets" rel="noopener noreferrer" target="_blank">proper way</a>, however. Outdated cabinets will have their fair share of flaws you need to pay close attention to before throwing paint over them. Make sure each surface is clean and sanded and nicks in wood are filled.&nbsp;3. LET THERE BE LIGHT<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/kitchen%20lighting.jpg/:/rs=w:1280"> Brightening up an area of your home actually makes it appear more spacious than it is! Choose a statement fixture that hangs over your island for between $30-$90 and/or give your kitchen a more luxurious vibe by attaching battery-operated LED lights underneath the cabinets.&nbsp;4. BREAK OUT SOME BACKSPLASH<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/backsplash.jpeg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280"> A feature you'll see in almost any refurbished kitchen, backsplash is the simplest way to show your potential buyers that you've made updates recently. The options are endless here. Some more expensive than others, but definitely doable for under $100. Reach for a ceramic tile for a pop of color, or find a nice metal that compliments your finishes and ties everything together. Find a focal point like behind the sink or stove and TA-DA!5. HANDPICK NEW HARDWARE<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/hardware.jpg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280"> Something small like a drawer handle may seem insignificant in the grand scheme of a little makeover. Believe it or not, after counting the amount of handles on cabinets and drawers in your kitchen space you may change your mind. Tie in the chrome detail on your faucet with sleek hardware and we promise it will be more noticeable than you think. Consistency throughout is key to a well put together space. Focusing on the details is as important as the big picture updates.&nbsp;What have you renovated most recently? What's your favorite DIY home improvement project? Let us know in the comments below!

Spruce Up your Kitchen for Under $100

<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/Blog%20Post%208.png/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">We may sound like a broken record at this point, but inventory is still low and demand is still high. The market is truly at its peak and, rightfully so, everyone wants a piece of the pie. Before you can cash in, however, it's important to avoid common mistakes many beginners make when they first start investing in real estate. Below, you'll find a list of 5 things to watch out for before making that commitment.1. EMOTIONAL ATTATCHMENT&nbsp;You want to love the property you buy. After all, you can't invest in something you don't believe or see potential in. The problem occurs, however, when you get emotionally attached to that property. Likely, your end goal is not to live in the home yourself. So, it doesn't make sense financially to let your emotions dictate a decision. When you allow your heart to do your thinking, your wallet pays the price. In most cases, you will succumb to paying more for a property than it is worth. Buying an investment property for the right price is the most important detail to lock in when you begin your investing endeavor.&nbsp;2. DON'T TAKE SHORTCUTS WITH YOUR RESEARCHAs a beginner, you initially won't know terminology and number diagnostics. Aside from this being a skill you will develop over time and with experience, it's important to turn to other experts in the industry. Read one marketing flyer? Listen to one speaker? Run one survey? You've chosen to take a shortcut and it will show. Don't assume every expert or expert source doesn't have its flaws. In fact, don't assume every two or three are perfect either. To be a well-rounded investor, you must fact check and verify the information you consume. Crunch your own numbers with the formulas you find. Compare speeches on similar topics being discussed. If you are armed with your own facts and confident in the time you've spent doing your own research -- you will catch mistakes and be steadfast in negotiations.3. BYPASSING WHAT'S IN YOUR BACKYARDProximity is crucial in any investment, regardless if you have a property management company hired or not. Ultimately, it is your money that has been spent and is continued to be spent. You&nbsp;will&nbsp;need to do your fair share of "check-ins" to ensure the property is being ran to your standards. It is simply not feasible to travel 3+ hours or catch a flight to examine how your property is being ran, or diagnose why it is not making a return on your investment. You must maintain a hands-on approach.4. STICKING TO YOUR GOALSOr having some in the first place. Without objectives in mind at the start of your investment, you are unable to hold yourself accountable for any progression. You can't have a plan without knowing what it is you're working towards and the steps it takes to get there. It is pivotal that you ask yourself trying questions prior to making any decisions (including what property you buy). Financially, you need to know what your return on investment is going to be and at what price you need to secure the property to make that happen. An investment will require renovations. How much money do you have to put towards these? What changes can you make within that budget and, more importantly, what problems are you unable to solve? Will you be the face overseeing the investment as it's ran, or do you plan to hire out locally?5. PREPARATION FOR LOAN APPLICATIONLoan pre-approval is a process and one that both the borrower and the property must qualify for. It's important that you know prior to your meeting what questions you will be asked as to assure your ducks are in a row and you're not missing an important piece of the puzzle. You don't want to get to contracts and find out that your loan is denied because criteria doesn't meet the lender's requirements. This can happen and you can't assume something won't slip through the cracks at the initial start of the process. The only way to guarantee credentials are verifiable across the board is to investigate the investment and your credit history prior to diving into a property commitment.Did you miss our last post? The lake is FULL of investment properties that are already well on their way. Drop which one you're looking at in the comments below!

5 Mistakes to Avoid when Investing in Real Estate

February kicks off next week meaning March (aka the start of tourism season) is just on the horizon. You'll begin seeing some of your favorite lake spots extending hours as the nights grow longer and the weather warmer. Something you may have not thought about? There's opportunities to get in on the action&nbsp;right now.&nbsp;This week we're going to list off 5 lake spots that are currently on the market and ready to see what summer 2021 at the Lake of the Ozarks can bring.&nbsp;*Please remember this is not a comprehensive list. Information herein is deemed reliable but not guaranteed.*1. THE DUCK FINE DINING RESTAURANT<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/AR-141208932.jpg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280"> Located at 67 Cherokee Court on the bend, this 600 feet of commercial lakefront property is already perfectly positioned for a boutique business. This property is formally known as The Duck Fine Dining Restaurant, one of the lake's most elegant waterfront dining establishments. The listing comes with 3 parcels:&nbsp;- the restaurant with all equipment, wave break and docks included-a home with a renovated kitchen, two-car garage, guest suite, storage shed and 2-well dock-an additional lakefront lot for whatever you dream up nextThis&nbsp;<a href="https://thesalisburyteam.kw.com/property/LST-6755891291564371968-4" rel="noopener noreferrer" target="_blank">property</a>&nbsp;is currently listed at $1,775,000 for 4,111 square feet on 1.7 acres.2. PAPA CHUBBY'S AND PEACEFUL VALLEY RESORT &amp; RV PARK<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/photo.jpg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280"> Located right across the channel from ever-busy Margaritaville, this quaint restaurant and bar is well established. Unique from industrially-built hotspots populating the lake, Papa Chubby's and Peaceful Valley truly give you the feeling of being on "lake time," without compromising luxuries and amenities. The property includes a full turnkey lakefront restaurant featuring two bars, commercial kitchen, outdoor stage and beach area. Additionally, Peaceful Valley offers 5 furnished rental cabins, 54 RV sites with hookups, three bedroom home, shower house and more. Situated on 90 acres at $5,000,000 -- this&nbsp;<a href="http://www.papachubbysloto.com/mls" rel="noopener noreferrer" target="_blank">property&nbsp;</a>is ready for commercial investment before summer hits.3. MEXICALI BLUES<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/mexicali-blues.jpg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280"> Sitting just off of Highway 54, this well-known restaurant is perfectly aligned for optimal off-water visibility. It's actually the only turnkey restaurant operation in the entire Osage Beach area on Highway 54. The investor has the ability to buy and start immediately as the restaurant is set up and ready to go, or choose to utilize the 2.2 acres included in the listing to expand and create something new. Regardless, the key to business is location and this property has traffic from all sides. You can find the listing details&nbsp;<a href="https://www.lakeexpo.com/lake_of_the_ozarks_real_estate/housing/sale/commercial/6605-hwy-54-osage-beach-missouri-65065/realestate_91da079e-d9d7-5c2b-bf7f-86e2158444c4.html" rel="noopener noreferrer" target="_blank">here</a>. (Updated 1/18/22: This restaurant is currently closed)4. JJ'S AT THE COPPER POT (contingent)<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/GetMedia.jpeg/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280"> With clientele built up from as early as 2009, the Copper Pot is the only fine dining establishment on the West Side of the lake. With a remodeled bar and wine tastings and dinners offered, JJ's at the Copper Pot is known as the place to socialize. Main dining seats 100 with additional bar seating and overflow. Priced at just $649,750 -- it only makes sense there's opportunists jumping at this listing.5. BREEZY POINT RESORT<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/GetMedia%20(1).jpeg/:/rs=w:1280"> Every investor's dream -- a well-kept and remodeled mom and pop resort that hasn't been offered in nearly 40 years! The resort sits on a gentle 3.5 acre lot in the calm Little Niangua, making it the perfect retreat with close access to all the action. The buyer can live comfortably in the immaculate 3240 square foot lakefront home while guests enjoy cabins situated on the manicured lot with all the amenities. With a sandy beach, playground and protected swim area for the kids to the grilling areas and enclosed fishing for the dads -- there's a little something for everyone to offer here with a price of $1,600,000.&nbsp;Ready to make some money moves just in time for summer? All the signs are there. Comment below what you think would be the best investment opportunity at the lake!

Iconic Lake Landmarks: 5 Hotspots Up For Grabs

In a time of low inventory and high demand, buying a home at any stage of life can be overwhelming. Add the limitations of what you can afford with being a first-time home buyer and trying to do things the "right" way? It's easy to feel defeated. That's where we come in. Of course, we always recommend first reaching out to a local realtor with all your wants and needs so they can begin keeping an eye on homes before they hit the market and utilizing inside information and connections. That's just the first step, however. Today we bring to you 10 tips you can already start doing to kickstart your&nbsp;first&nbsp;home buying success.<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/Blog%20Post%207-0001.png/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">1. PAY OFF DEBT &amp; BUILD AN EMERGENCY FUNDOwning a home is expensive and while it's a great investment for your future and will save you money in the long run, initial upfront costs differ greatly from the renting lifestyle you may have been experiencing prior. You're now responsible for all maintenance and upkeep costs-- which can add up fast! Paying off credit card debts and any IOU's should be of upmost importance. While monthly payments add up (electric, car, insurance), your credit card bills shouldn't! After you accomplish this, you'll then be able to start building your emergency fund. This should be money you've set aside in a special account or safe that will set you up with 3-6 months of expenses in place. The best tactic to ensure you're keeping off debt and not re-racking up those credit card expenses is to set a budget after payoff! There are an abundance of apps and tools you can use right from your phone to manage your income vs spending habits and necessities. Figure in the amount going straight to your emergency fund each month and TA-DA minimal math included. Changing our habits isn't always as easy said as done, you may consider additionally picking up a hardback or e-book to first understand why your bad habits exist in the first place and how to figure out where your money mindset comes from.2. CALCULATE HOW MUCH YOU CAN SPEND ON A HOMEOk, so we lied. There's a&nbsp;little&nbsp;math to be done here. Your monthly budget will help you determine this cost prior to falling in love with homes outside of your price range, but there's also some formulas to keep on hand that will help you determine what's best for your lifestyle. Your monthly housing costs shouldn't be more than your 25% of your monthly pay. This includes any HOA fees, insurance, etc. A great example taken from the king of finances, Dave Ramsey, goes as&nbsp;<a href="https://www.daveramsey.com/blog/tips-for-first-time-home-buyers" rel="noopener noreferrer" target="_blank">follows</a>:Assuming you bring home $5,000/month. Multiply that by your 25% to establish your maximum monthly house payment ($1,250). Let's say you've got a 15-year mortgage with a 4% fixed interest rate, this may be a good list of homes within your price range (not including insurance and other taxes)&gt; 188,000 home with a 10% down payment ($18,800)&gt; 211,000 home with a 20% down payment ($42,000)&gt; 241,400 home with a 30% down payment ($72,400)&gt; 281,600 home with a 40% down payment ($112,640)Please remember that these are ballpark numbers and you should always check with a financial advisor and calculate property taxes and homeowner's insurance into this balance as they will affect your monthly payment as well.3. SAVE FOR YOUR DOWN PAYMENT &amp; CLOSING COSTSWhile it's recommended to have a down payment saved of 20% or more, if that's not in your family's financial timeline, it doesn't have to be. There are loan programs you can consider that allow you to buy a home with a significantly less percentage down. You'll want to ask your mortgage lender what your first-time home buyer options are and the programs set in place within your state. Of course, a bigger down payment will get you a lower mortgage rate and allow for more affordable monthly payments. Saving for a bigger down payment also takes more time and depending on your family's needs at that very moment, waiting may not be in your best interest. Additionally, rates are constantly changing and the housing market is fluctuating. Waiting could ultimately mean you're paying more money elsewhere in the process as well. All in all, you just want to be sure you're securing a payment you feel financially comfortable to pay each month. Your&nbsp;<a href="https://www.realtor.com/advice/buy/reduce-closing-costs/" rel="noopener noreferrer" target="_blank">closing costs</a>&nbsp;on average consist of 3-4% of the purchase price of your home. Your lender will give you this exact cost prior to closing but this is what it covers:&gt; Appraisal&gt; Home Inspection&gt; Credit Report&gt; Attorney&gt; Homeowner's Insurance4. LOOK AT NEIGHBORHOOD STATSThis topic is so important that we recently dedicated an entire blog post strictly to&nbsp;how&nbsp;to find up and coming neighborhoods. You can find that post&nbsp;<a href="https://lakeoftheozarksliving.com/blog/f/tips-tricks-finding-the-next-up-and-coming-neighborhood" rel="noopener noreferrer" target="_blank">here</a>. Size and condition of the home should not compromise the school districts and quality of the neighborhood it's in. Ultimately, these two factors are what will drive up resale costs in the long run and you always want to be making money, not losing it. Our best tip for finding a quality neighborhood within your budget would be to look right outside the "hot" neighborhoods in your area. Prices will be lower, but you won't lose that same access to school districts and the likelihood that those neighborhoods will then overflow into yours, driving up home resell values, is strong.5. GET PREAPPROVED FOR YOUR LOANRead this one twice. If you takeaway one thing from this post, please let it be this. Before you even begin viewing houses online and in person, having a preapproval letter in hand from your mortgage lender is going to put you that much further ahead-- especially as a first timer. This shows the sellers you encounter that you're not only prepared, but that you're a serious buyer who won't be wasting their time. Regardless of the experiences competition looking at the same home, having a preapproval letter they don't could ultimately be a deciding factor on who the seller chooses to move forward with. Your lender will tell you what documents you'll specifically need for preapproval, but we also have a post breaking down what&nbsp;<a href="https://lakeoftheozarksliving.com/blog/f/whats-it-take-mortgage-pre-approval-vs-pre-qualification" rel="noopener noreferrer" target="_blank">preapproval</a>&nbsp;is and how to prepare for that visit.Ready to take the leap? Buying a home is a BIG purchase and maybe the biggest one you'll make. Comment your favorite takeaway below and then give us a call so we can start assisting you with your search and professional connections -- 573.746.2532!

Tips for First-Time Home Buyers

The bitterly cold January weather has us taking back every complaint we uttered about the heat of a LOZ summer. While we daydream of a COVID-free summer, we wanted to share some of our favorite lakeside activities that are socially distant approved. There are so many ways to enjoy lake-area business and activities without compromising your personal space, despite what you may have seen on social media and the news just a few months ago. Keep reading for 7 ideas to add to your itinerary for your next lake visit!<img src="https://img1.wsimg.com/isteam/ip/93930857-e998-4cfa-9f52-15797d638fb3/Blog%20Post%206.png/:/cr=t:0%25,l:0%25,w:100%25,h:100%25/rs=w:1280">1. BOATING + WATERSPORTSA no-brainer-- the best way to enjoy what the lake has to offer is to get out on the water! From skiing and wakeboarding to surfing and tubing, you don't need to leave your boat to have an activity-filled day on the water. Should regulations remain the same, lakeside restaurants will be open next summer. Want to avoid the crowd? Pack a picnic dinner and catch the sunset on the water (the best view in the house). When it's time for gas, most docks have attendants who will do all the work for you. If you're looking for a more contactless fill up, you may try a 24-hour dock. A few options include Camden on the Lake at the 7mm, Village Marina at the 3mm, or Brideview Marina in the Glaize Arm. Don't have your own boat? There are boat rental companies and charter services across the lake-area.&nbsp;Bombay Boat Rental and Play Date Charters are great options to look into.2. FISHINGA versatile hobby that can take you from the boat to the shoreline! Whether you choose to float down the Osage River, or throw a line from your dock on the lake-- the fish are biting year-round at the LOZ. The waters are home to an assortment of bass, crappie, catfish and bluegill and are what a fisherman's dreams are made of. The best kind of hobbies are the ones that can reel in some cash, too. The lake hosts several multi-day fishing tournaments throughout the summer and winter months like the Big Bass Bash that takes place at Alhonna Resort. Don't know the lake well enough to scope out the best fishing spots? Checkout one of the many fishing guide services. From Barber Fishing Guide Service to James and Dennis Dill Guide Service-- you won't come up short with lake experts.3. HIKINGThe beauty of the Lake of the Ozarks can most clearly be seen on the trails of HaHa Tonka State Park. The combination of hills and steps make it easy to break a sweat and get a good workout in while taking in the colors nature has to offer. The park covers 3,700 acres of the Niangua Arm. It features a natural bridge, castle ruins, caves, bluffs and Missouri's 12th largest spring. Not looking to travel quite that far? The Lake of the Ozarks State Park also offers a variety of trails with varying terrains and difficulty levels. If you've got little kiddos, you might visit Peanick Park shortly after you turn onto Hwy 42. Here you'll find two separate playground sets, a picnic area and ballfields.&nbsp;4. GOLFINGCatch a tee time at one of 13 maintained golf courses across the lake! Much like our sacred hobby of fishing, there are an abundance of opportunities to join in on a charity tournament for a good cause, too! Each range offers a unique experience with varying displays of difficulty levels. If you're interested in planning a weekend around the course itself, there are&nbsp;8 lodging accommodations with golfing on site as well. For more tips on the lay of the land, GolfingMissouri.com puts together a guide each year breaking down each course, fees, locations and accommodations. The 2020 Lake of the Ozarks Golf Trail Guide can be found<a href="https://golfingmissouri.com/wp-content/uploads/2020/06/2020_LakeoftheOzarksGolfTrailGuide.pdf" rel="noopener noreferrer" target="_blank">&nbsp;here</a>.&nbsp;5. HELICOPTER TOURSWant to see the lake from a bird's eye view? Lake Ozark Helicopters can help with that! Centrally-located this business has 5 family-fun packages for all price points. For just $29/person you'll travel 6 miles up above and across the lake seeing businesses and boaters. At $69/person you'll get unparalleled views with the Bagnell Dam Special. This trip takes visitors about 19 miles to the Bagnell Dam and Banell Dam Strip, to the glamorous homes in Millionaire's Cove and back around to the Grand Glaize Bridge and outlet mall for a complete 360-aerial view of the beautiful Lake of the Ozarks. The priciest of the packages at $179/person (but a once in a lifetime experience) you'll get the "Ultimate Tour." For approximately 40-50 miles, you'll get the chance to see everything listed above as well as four golf courses, resorts, restaurants, a winery and more! Visit their&nbsp;<a href="https://lakeozarkhelicopters.com/" rel="noopener noreferrer" target="_blank">website&nbsp;</a>to schedule a tour and view a photo gallery from past flights.&nbsp;6. SPA DAYTreat yo'self with a little R&amp;R lakeside! The lake is known for its laid-back and carefree lifestyle, so of course there's plenty of spots to kick your feet up with your besties and get pampered. Want an all-inclusive experience? Much like several of our golf courses, a fair amount of lakefront resorts also support their own health and wellness spa in house! Some of these places include The Lodge of the Four Seasons, Margaritaville Resort and Camden on the Lake. Of course, there are also stand-alone locations spread throughout the lake area for everyone's locational needs. Some of our favorites are Lux Spa and Beauty and Serenity Medical Spa. The spas at the lake offer unique top of the line technology you likely haven't experienced anywhere else. Try an isolation float tank with Infinity Float Spa, or grab a wellness boost IV from New Springs Wellness Center!7. CAVE TOURMaybe you want to take your hiking to the next level with a guided cave tour. You'll find there's likely an option close to where you're staying and this would be a quick activity to squeeze in after a day on the water before a lakeside dinner! With caves in Linn Creek, Camdenton, Versailles and Eldon-- you could make a whole trip of it. If you time your visit just right, you may even catch some shopping at Jacob's Cave. The first and largest commercialized cave in the lake area, Jacob's Cave is also the site of "Jacob's Cave Swapping Days," an animal swap meet started in 1979 that is now held 3 times a year. Several of the caves also hold various events throughout the year, like the escape room partnership with Lake Escape at Stark Caverns. You can visit each of the cave's websites for additional pricing info, directions, hours of operation and event schedules.Are you daydreaming of your next lake weekend? What do you have on your itinerary (hopefully some of these neat places!) Drop a comment below and let us know.&nbsp;&nbsp;

How To: Spend a Weekend at Lake of the Ozarks

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Dock to Dine: Fine Dining on the Water at Lake of the Ozarks | The Jordan Salisbury Team

Welcome to our exciting new series that will take you on a culinary journey through some of the best fine-dining restaurants right on the water at Lake of the Ozarks, Missouri. When it comes to fine dining on the water, we are a hidden gem that shouldn't be missed. With a variety of world-class restaurants, this destination is a food lover's paradise. From fresh seafood and juicy steaks to decadent desserts and hand-crafted cocktails, the culinary scene at Lake of the Ozarks is sure to leave you satisfied. We'll be diving deep into three exceptional restaurants where you can literally dock to dine, each offering a unique and unforgettable dining experience: Camden on the Lake Resort, 1932 Reserve, and Tap and Grill Lake Side Brew Haus. Lake of the Ozarks is a popular destination for tourists and locals alike, known for its stunning natural beauty and abundance of recreational activities. However, it's also home to some of the best fine dining restaurants in the state, featuring a variety of cuisine styles, from classic American fare to contemporary fusion dishes.In this series, we'll be exploring the menus, ambiance, and overall dining experiences at Camden on the Lake Resort, 1932 Reserve, and Tap and Grill Lake Side Brew Haus. We'll take you on a culinary journey, highlighting the standout dishes, the exceptional service, and the stunning lakefront views that each restaurant offers.Whether you're a foodie, a local resident, or a curious traveler, this series will have something for you. We'll provide you with a detailed look at each restaurant, including its history, its signature dishes, and its unique atmosphere. You'll get an inside look at what makes each restaurant a must-visit destination for anyone who loves great food and breathtaking views.So, get ready to embark on a culinary journey like no other, as we dive deep into three of the best fine dining restaurants on the water at Lake of the Ozarks, Missouri: Camden on the Lake Resort, 1932 Reserve, and Tap and Grill Lake Side Brew Haus. <a target="_blank" href="https://camdenonthelake.com">Camden on the Lake Resort</a> ?<a target="_blank" href="https://1932reserve.com/reserve.htm">1932 Reserve</a>? <a target="_blank" href="https://www.tapandgrillatthelake.com">Tap and Grill Lake Side Brew Haus</a>

Dock to Dine: Fine Dining on the Water at Lake of the Ozarks

Published 04/12/2023 | Written by Liz Kaye

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